Finance Manager (CA)

Jabu; South Africa; On-site; ZAR 700,000 - 1,000,000; Full time

Job summary

A dynamic fintech company in Cape Town is seeking an experienced Finance Manager to oversee financial operations and compliance. This leadership role involves managing accounting, financial reporting, treasury, and strategic financial planning. Ideal candidates will be Chartered Accountants with strong financial management experience. Join a fast-scaling firm and help shape Africa's financial landscape.

Qualifications

• A minimum of 5 years' experience in financial management.
• Strong understanding of local and international accounting standards.
• Experience in team leadership and development.

Responsibilities

• Oversee day-to-day accounting and financial compliance.
• Manage financial reporting and audits.
• Develop profitability frameworks and analyze performance.
• Manage cash flow and banking relationships.
• Propose and negotiate financing strategies.
• Collaborate on strategic financial planning and KPI development.
• Recruit and mentor finance team.

Skills

Accounting principles

Financial reporting

Tax compliance

Audit management

Cost analysis

Cash flow management

Financial modeling

Leadership

Education

Chartered Accountant (CA)

Tools

Financial software (e.g., SAP)

Job description

Overview

Finance Manager (CA)

Location: Cape Town, South Africa

About Jabu

We\'re shaking up Africa\'s financial landscape by digitizing cash transactions with smart devices. Backed by Y Combinator and world-class investors, Jabu is scaling fast, building real impact across the continent.

Key Responsibilities

Core Financial Management

• Oversee day-to-day accounting, ensuring compliance with local and international standards.
• Manage month-end, quarter-end, and year-end closes, providing accurate and timely financial reports.
• Supervise tax compliance and regulatory filings across multiple jurisdictions, optimizing Jabu\'s tax position.
• Coordinate both internal and external audits; maintain strong internal controls to mitigate risks.

Cost Allocation & Profitability

• Develop and implement frameworks for allocating direct and indirect costs at a granular level (e.g., per safe, per customer).
• Track and analyze profitability across different product lines, markets, and regions.
• Identify underperforming units or clients and recommend actions to improve margins or discontinue services.

Treasury & Payments Management

• Manage cash flow and working capital, ensuring operational continuity and strategic flexibility.
• Build relationships with banking partners, payment processors, and other financial institutions across African markets.
• Oversee cross-border and local payment processes, prioritizing security, speed, and cost-efficiency.

Financing & Loan Structuring

• Propose and evaluate financing strategies (e.g., bank loans, venture debt, asset financing) for product expansion (e.g., new JabuSafes).
• Negotiate terms with lenders or investors, managing interest rates, collateral requirements, and repayment schedules.
• Mitigate risks (currency fluctuations, rate volatility) with appropriate financial instruments or hedging strategies.

Strategic Financial Planning

• Collaborate with leadership to assess new market opportunities, create financial models, and guide investment decisions.
• Define and track key performance indicators (KPIs) that align with Jabu\'s growth objectives.
• Develop and maintain pricing and profitability strategies in collaboration with product and sales teams.

Team Leadership & Development

• Recruit, mentor, and scale a high-performing finance team capable of supporting multi-market operations.
• Implement robust financial systems, tools, and technologies to enhance reporting, analytics, and scalability.
• Foster a culture of continuous improvement and data-driven decision-making.