Credit Risk Systems Specialist

Absa Group; Johannesburg; On-site; ZAR 300 000 - 400 000; Full time

Job summary

A prominent banking institution in Africa is actively seeking a skilled professional to join its DevOps team. The successful candidate will leverage analysis and testing tools to define business requirements and document them as user stories. Responsibilities include collaborating with stakeholders to achieve project goals, managing changes in the Credit Risk system, and providing technical expertise. Applicants should possess a B-degree in Business, Risk Management, or Computer Science, along with at least five years of relevant experience. This is a fantastic opportunity to contribute to a leading financial institution.

Qualifications

• Minimum of 5 years’ experience in deploying systems and tools to manage credit and risk.
• Experience using data driven decision engines.
• Basic programming knowledge advantageous.

Responsibilities

• Understand stakeholder requirements and business objectives.
• Provide technical assistance and investigate system-related queries.
• Design, test, implement, and monitor changes within the team.

Skills

Credit Risk experience

Decision Engine exposure

Analytical thinker

Problem solving skills

Detail oriented

Self-motivated

Education

B-degree in Business, Risk Management or Computer Science

Tools

TRIAD

BLAZE

POWERCURVE

Job description

Empowering Africa’s tomorrow, together…one story at a time.

With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.

Job Summary

Work as part of a DevOps team, leverage specialist analysis & testing tools, frameworks, techniques and practices to elicit, define and organize business requirements. Translate & document business requirements into user stories & specifications detailing integration points, business & associated risk / opportunities to be realised. And following this analysis, work collaboratively within squads during design & delivery activity including assuming responsibility for manual application testing processes, frameworks & outcomes

Job Description

Key Accountabilities:

• Understand stakeholder requirements and business objectives
• Translate elicited needs and knowledge acquired into user story format
• Prepare and prioritise the backlog of requirements for the user stories linked to the proposed solutions
• Define measures of success & key outcomes for various solutions / changes including detailed acceptance criteria
• Provide strategic guidance to clients on Credit Risk System and general technology
• Provide strategic advice on how best to use technology to achieve goals
• Manage Credit Risk system changes and collaborate with in-house technical staff
• Assist Stakeholders through the change-management process
• Provide expert technical assistance to stakeholders
• Meet with stakeholders to determine project requirements and goals
• Provide assistance with technical issues and investigate system related queries
• Revise existing systems and suggest improvements
• Design, test, implement and monitor changes
• Prepare and keep documentation updated
• Prior experience in basic programming languages
• Prior experience using data driven decision engines (TRIAD, BLAZE, POWERCURVE etc.)
• In-depth understanding of the Credit Risk lifecycle

Competencies:

• Applying expertise and technology
• Relating and networking
• Presenting and communicating information
• Creating and innovating
• Formulating strategies and concepts
• Adapting and responding to change
• Delivering results and meeting customer expectations
• Entrepreneurial and commercial thinking
• Meticulous approach to work
• Detail orientated
• Problem solving skills, ability to trouble shoot complex system issues
• Analytical thinker
• The ability to multi-task and work under pressure while producing accurate outputs
• Self-motivated and requires very little supervision

Abilities/Requirements:

• Credit Risk experience
• Decision Engine or Rules Engine exposure
• Basic IT Programming knowledge
• Software consultancy background

Education and Experience Required

• B-degree in (Business, Risk Management or Computer Science) or equivalent NQF level 7 qualification
• Experience using data driven decision engines (such as TRIAD, BLAZE, POWERCURVE etc.)
• Programming skills to create credit rules in risk software would be an advantage
• Minimum of 5 years’ experience in the deployment of systems and tools to manage credit and risk.

Education

Bachelor's Degree: Information Technology

Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank.

Absa Bank Limited reserves the right not to make an appointment to the post as advertised