Compliance Officer (Payments/Fintech/Crypto)

Black Pen Recruitment; Cape Town; On-site; ZAR 300 000 - 400 000; Full time

Job summary

A financial services provider in Cape Town is seeking a highly competent Compliance Officer. This role involves overseeing compliance frameworks, ensuring adherence to regulations, and developing policies. The ideal candidate will have 3–5 years of compliance experience, strong knowledge of applicable laws, and excellent analytical skills. A proactive approach to managing regulatory requirements in the fintech space is essential. This full-time position is based onsite in Cape Town.

Qualifications

• Minimum 3–5 years' compliance experience within a Financial Services Provider (FSP) environment.
• Strong working knowledge of FICA, FAIS, AML/CFT obligations, and FSCA regulatory frameworks.
• Experience in the fintech, payments, or crypto-asset space advantageous.

Responsibilities

• Oversee and implement the compliance framework in line with regulatory requirements.
• Conduct ongoing monitoring of internal processes for compliance.
• Develop and update compliance policies and procedures.

Skills

Analytical skills

Organizational skills

Verbal communication

Written communication

Judgment

Education

Relevant tertiary qualification in Law, Compliance, Risk Management

Job description

Our client is a licensed financial services provider. They provide innovative fintech solutions, including OTC trading, a crypto payment gateway, custodial services, and more. Their mission is to reshape the financial ecosystem by connecting banks and blockchain infrastructure onto a single platform.

Role Overview

Our client is seeking a highly competent and proactive Compliance Officer with proven experience supporting an FSP under South African regulatory frameworks. The ideal candidate will have strong knowledge of compliance obligations applicable to fintech, payments, and crypto-asset service providers. You will work closely with the team to ensure regulatory adherence, maintain robust controls, and support the business in navigating a rapidly evolving regulatory landscape.

Job Type: Full-Time

Location: Foreshore, Cape Town

Workplace: Onsite

Department: Software / Technology

Reports to: Chief Executive Officer

Requirements

• Relevant tertiary qualification in Law, Compliance, Risk Management, or equivalent.
• Minimum 3–5 years' compliance experience within a Financial Services Provider (FSP) environment.
• Strong working knowledge of FICA, FAIS, AML/CFT obligations, and FSCA regulatory frameworks.
• Experience in the fintech, payments, or crypto-asset space advantageous.
• Excellent analytical, organisational, and reporting skills.
• Strong verbal and written communication abilities.
• Ability to work independently, exercise sound judgment, and manage competing priorities.
• Must be based in Cape Town.

Responsibilities

• Oversee and implement our client’s compliance framework in line with relevant regulatory requirements.
• Conduct ongoing monitoring of internal processes to ensure compliance with applicable legislation, internal policies and industry best practice.
• Develop, review, and update compliance policies, procedures, and manuals.
• Assist in preparing and submitting statutory and regulatory reports.
• Perform client and counterparty due diligence, enhanced due diligence, sanctions screening, and ongoing monitoring.
• Support the development and enhancement of our client’s risk management and compliance control environment.
• Conduct compliance training and awareness sessions for internal teams.
• Identify regulatory developments impacting the business and assist in interpreting and implementing required changes.
• Collaborate with external compliance practitioners, auditors, and regulatory bodies where necessary.
• Participate in internal audits, compliance reviews, and remediation activities.
• Maintain accurate documentation, registers, and record-keeping in accordance with FSP obligations.