Trade Product Syariah Specialist O723

CIMB; Indonesia; On-site; IDR 167,400,000 - 279,000,000; Full time

Job summary

A leading financial institution in Indonesia seeks an experienced professional to create and manage Trade Finance product strategies. The role involves collaborating with stakeholders to enhance product offerings based on market needs, ensuring compliance with regulations, and managing performance. Candidates should possess a strong analytical background, excellent relationship management skills, and a Bachelor’s degree in a relevant field. This position offers an opportunity to contribute significantly to the bank’s growth and innovation in trade finance solutions.

Qualifications

• Strong analytical skills to conduct market study and customer needs assessment.
• Experience in developing commercial strategies for financial products.
• Knowledge of regulatory compliance in trade finance.

Responsibilities

• Create strategies for Trade Finance products supporting business objectives.
• Collaborate with various teams to enhance product offerings.
• Ensure regulatory compliance of all product documentation.

Skills

Stakeholder collaboration

Process improvement

Relationship management

Education

Bachelor’s degree in Finance, Business, or related field

Job description

Strategy & Planning

• Create development and commercialization strategy for Trade Finance Syariah products and services to support the Bank’s financial and non-financial objectives
• Collaborate with stakeholders and supporting units to develop and review product strategies, policies and procedures in line with the company’s vision and mission
• Along with IT, OPS and other related units, to continuously explore the possibility of improving efficiency in performing banking transaction by streamlining process flow and implementing new technology with less cost

Business Performance and Management

• Work with sales team to enhance existing products or to develop new product based on customer needs and market study to achieve AOP
• Deliver effective and efficient solutions to address market and customer needs
• Perform periodic review of risk profile on Trade Finance products, services and system
• Ensure all products and services used by clients perform properly to support clients executing their financial transactions through the Bank
• Continuously monitor product usage and profitability to ensure the investments generate the expected revenues
• Examine financial and non-financial aspects of Trade Finance product and services to improve their processes
• Develop Trade Finance product and service training and workshop modules for various stakeholders of the business
• Grow trade business from existing customers while maximize the cross selling opportunities, as well as optimize utilization of trade facilities extended by the Bank, through satisfactory service delivery and strong relationship management
• Evaluate policies and processes related to trade finance transactions in coordination with Trade Product and Trade Sales to ensure that the Bank’s processes or procedures meet the client’s needs and expectations
• Develop and improve business unit knowledge related to the latest Syariah Trade Finance process

People Management

• Planning and implementing human resource development for Trade Finance Products personnel to support business growth and to ensure the functions and responsibilities are performed optimally
• Organise and supervise activities and work of subordinates to ensure that all tasks within different functions are carried out in an efficient manner and are consistent with operating procedures and policy

Regulatory Compliance

• Ensure all SOPs, working instructions and other documentations related to Trade Finance products and services comply with both internal policy, external regulations and compliance (BI, OJK, BNM, etc.)
• UCP, URC, ISP, and all ICC (International Chamber of Commerce)’s international practices for Trade Finance
• Develop risk awareness and risk culture through Self Assesment and Review Program (SHARP), trade finance product policy and procedure as well as International Rules , regulatory compliance for trade finance