Credit Risk Analyst [Heavy Equipment]

PT Zoomlion Indonesia Heavy Industry; Manado; On-site; IDR 200.000.000 - 300.000.000; Full time

Job summary

A leading heavy equipment manufacturer in North Sulawesi is seeking an experienced professional to manage contracts and conduct financial analyses. You will negotiate contract terms, oversee equipment delivery, and perform credit risk assessments. A Bachelor's degree and a minimum of 5 years in a similar role are required. Strong negotiation skills and proficiency in MS Office are essential, along with the ability to communicate in English. This position involves travel across North Sulawesi to meet business demands.

Qualifications

• Minimum 5 years of experience in a similar position in the Heavy Equipment industry.
• Willing to travel across North Sulawesi for business trips.

Responsibilities

• Negotiate and manage contract signing, assist with equipment delivery, and collect necessary documents.
• Conduct on-site credit investigations and prepare credit risk reports.
• Manage rent collection and coordinate with law firms for overdue cases.
• Prepare business and financial analysis proposals in English.
• Analyze financial statements to support credit decisions.

Skills

Negotiation skills

Financial analysis

Risk assessment skills

Proficient in MS Office

Conversational English

Education

Bachelor's degree in any major

Job description

📍 𝗣𝗹𝗮𝗰𝗲𝗺𝗲𝗻𝘁: Manado, North Sulawesi

𝗤𝘂𝗮𝗹𝗶𝗳𝗶𝗰𝗮𝘁𝗶𝗼𝗻𝘀

• Bachelor’s degree in any major
• Minimum 5 years of experience in a same or similar position in the Heavy Equipment industry
• Proficient in MS Office (Word, Excel, PowerPoint)
• Conversational English proficiency, both spoken and written
• Strong negotiation, financial analysis, and risk assessment skills
• Willing to travel across North Sulawesi for business trips

𝗝𝗼𝗯 𝗥𝗲𝘀𝗽𝗼𝗻𝘀𝗶𝗯𝗶𝗹𝗶𝘁𝗶𝗲𝘀

• Negotiate and manage contract signing, assist with equipment delivery, and collect insurance and warranty documents after delivery
• Conduct on-site credit investigations, analyze client financials, and prepare credit risk reports for internal approval
• Manage rent collection and overdue cases, coordinating with law firms and external agencies to recover equipment when necessary
• Prepare business and financial analysis proposals in English
• Analyze financial statements, ratios, and business flows to support credit decisions

Machinery & Automation 101-1,000 employees

About Zoomlion

Founded in 1992, Zoomlion Heavy Industry Science & Technology Development Co. Ltd. is mainly engaged in developing and manufacturing major high-tech equipment for infrastructure construction in the areas of building, energy, environmental, and transport engineering, and it is a continuously innovating global enterprise.

Zoomlion has been present in Indonesia since 2007 through dealer partnerships. In 2017, we took a significant step forward by establishing our own company in the country. From beginning with 10 employees, we have grown to a strong team of over 480+ employees in 2025. This growth reflects our commitment to delivering quality, value, and trust in every aspect of our business