Fintech à Grande-Bretagne

Zilch is a payment tech company on a mission to create the most empowering way to pay for anything, anywhere. Combining the best of debit, credit and savings, we give our customers the option to earn instant cashback or spread the cost of pricier purchases, completely interest free and with no late fees. Pretty great, right?

We started in 2018 with a small team and a big dream - to make credit accessible to all. Since then, we've achieved double unicorn status and taken on more than 5 million customers. There are some exciting projects coming up and we’ve got big growth plans.

Want to join us?

Finance is at the heart of Zilch, partnering closely with Leadership and the wider business to deliver insights, set plans and ensure we are maximising our growth potential. FP&A plays a critical role in driving this performance culture, ensuring we’refocused on what matters andthatwe’realways on track.

We are now seeking an exceptional Director of FP&A to lead Zilch’s planning, forecasting and performance framework, while developing a high-performing FP&A team. In this role, you will shape our financial planning architecture, drive high-quality insight generation, and lead the budgeting and forecasting cycles that support Zilch’s strategic ambitions.

You will elevate the quality and clarity of financial decision-making across the business, working closely with senior leaders to ensure alignment on priorities and plans. As a trusted partner to the CFO, Executive Committee and wider leadership, this role offers meaningful exposure to the Executive Committee,Boardand investors, and playsacentralrolein Zilch’s next phase of growth.

Strategic Planning & Forecasting

• Lead the company’s budgeting and forecasting cycles, setting clear targets and holding the business accountable for delivery.
• Own the forecasting and scenario analysis for our operating plan, from topline growth to liquidity constraints .
• Provide forward-looking insights that guide strategic decision-making and ensure plans remain aligned with Zilch’s priorities.

Performance Management & Executive Reporting

• Steer the business towards the highest-impact priorities by leading monthly performance reporting and hosting monthly management reviews with senior leadership.
• Provide clear, commercial, and data-driven insights to influence strategic decision-making across the business.
• Take ownership of financial reporting to the Board of Directors and shareholders, ensuring clarity, accuracy and strong narratives.
• Serve as a key member of the Asset & Liability Committee, contributing meaningfully to liquidity planning and risk management.
• Champion a strong culture of verification within FP&A, ensuring assumptions and outputs are well-evidenced, validated, and aligned with Financial Reporting so that internal and external reporting remain consistent and reliable.

Leadership & Team Development

• Lead, mentor and develop the FP&A team, fostering a high-performing and collaborative environment.
• Set clear standards for modelling, analysis and communication, and support the team in developing both technical and commercial capability.
• Promote a culture of continuous improvement, accountability, and operational excellence.

Business Partnering

• Partner closely with our Leadership team, Finance and functional leaders across the business to ensure alignment of plans, priorities and outcomes.
• Partner with Corporate Development and other Finance squads to ensure financial performance, strategic initiatives and business plans are fully integrated.

Systems & Tooling

• Own the FP&A systems environment (currently Anaplan), ensuring models, processes and reporting are scalable, robust and user-friendly.
• Drive the adoption of planning tools across Zilch, enabling automation, standardisation and self-serve insights.

• Extensive FP&A leadership experience, ideally in a fast-paced, high-growth or fintech environment.
• Exceptional financial modelling capability, including building and leading three-statement models.
• Strong financial systems experience (dimensional planning tools ideal).
• Proventrack recordmanaging and developing high-performing teams.
• Excellent communication skills-comfortable presenting complex financial information to senior non-finance audiences.
• Strong accounting acumen and ability to interpret financial and operational performance.
• A disciplined approach to verification and documentation, ensuring data integrity and alignment across Finance teams.
• Bias for action, comfort with ambiguity, and an ability to influence at all levels.

• Experience with complex liquidity / Treasury modelling
• Experience within the fintech ecosystem
• Experience withAnaplan or similar planning software
• SQL experience- we work closely with Data, but some ability to self-serve isrequired.

• Income Protection.
• Permanent employees enjoy access to our Share Options Scheme.
• 5% back on in-app purchases.
• £200 for WFH Setup.
• Private Medical Insurance including;
• GP consultations (video, telephone or face-to-face).
• Prescribed medication.
• In-patient, day-patient and out-patient care.
• Mental health support.
• Physiotherapy.
• Advanced cancer cover.
• Employee Assistance Programme including:
  • Unlimited mental health sessions.
  • 24/7 remote GP & physiotherapy.
  • 24/7 helpline for emotional & practical support.
• Savings & discounts on everyday shopping.
• 1:1 personalised well-being consultations.

• Enhanced maternity pay.
• Enhanced paternity pay.
• Enhanced adoption pay.
• Enhanced shared parental leave.

• Professional Qualifications.
• Professional Memberships.
• Learning Suite for e-courses.
• Internal Training Programmes.
• FCA & Regulatory training.
• Hybrid Working.
• Casual dress code.
• Workplace socials.

We acknowledge receipt of your resume for a position at Zilch and we appreciate your interest in joining our business.

We will screen all applicants and select candidates whose qualifications meet our requirements. We will carefully consider your application during the initial screening and will contact you if you are selected to continue to the next stage of the recruitment process. We wish you every success.

Zilch Technology is an equal opportunities employer and we encourage all applications from suitably qualified and eligible candidates regardless of sex, race, disability, age, sexual orientation, religion or belief.

Do you require a Visa Sponsorship? Do you live within commutable distance from our London Victoria office? Are you able to come to the office 3 days a week? (Monday, Wednesday and Thursday subject to change) Can you briefly share how your skills and experience align with the job requirements

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