Remote jobs in Canada

Grade Level (for internal use): 11

Title: Senior Analyst – S&P Global Ratings

S&P Global Ratings is one of the world's leading providers of independent credit risk research and benchmarks. Within S&P Global Ratings, North America Insurance is an important sector of the capital markets as our credit analysis supports key insurers who provide insurance protection and serves as a growth driver for many areas of the economy. If you are interested in helping to facilitate this growth while challenging yourself in a fast‑paced environment, this is the right position for you. You will join a professional team of analysts that maintains a strong culture of analytical and service excellence in a supportive, globally‑minded, and collegial environment.

As a Senior Analyst on the team, you will primarily be responsible for conducting comprehensive credit analysis in assigning life/health insurance financial strength and debt ratings, as well as collaborating with analytical colleagues in financial services sectors across the U.S. & Canada. As part of your role, you will meet with issuers, assess historical and projected data, and compile this information into a thorough committee presentation and effective written analysis. You may also participate in moderately complex analytical and financing‑specific situations, assist in resolving client needs, participate in investor calls with more senior analysts, and contribute to research for publications or special projects. As your career progresses, you may have the opportunity to present at conferences, support and write opinion pieces, or speak with the media.

The Senior Analyst undertakes rigorous analytical work and is proficient in conducting research and fundamental credit analysis, analyzing financial statements, building financial models and forecasts, and writing analytical reports on rated insurance entities. The successful candidate works effectively both in a team and individually, possesses strong interpersonal and communication skills, is client‑focused, and demonstrates solid presentation skills in front of internal and external audiences. We offer a supportive and flexible work environment within a team of about 15 analysts (per sector) with diverse backgrounds and experiences. We work in a hybrid environment with 2 days in the office and 3 days remote.

• Serve as the primary analyst for assigned issuers, preparing well‑supported rating recommendations for rating committees with clear rating reports supporting our credit opinions
• Serve as an active, vocal voting member of rating committees, which deliberate rating outcomes and review materials prior to publication
• Publish timely and insightful credit reports as well as contribute to relevant research pieces
• Demonstrate strong knowledge of ratings criteria and financial statement analysis, while staying informed on relevant news and issues affecting credit quality in the industry and broader market
• Provide analytical support to team members, fostering a collaborative environment
• Connect your day‑to‑day analytical work with broader team priorities and strategic objectives
• Engage with clients and stakeholders to gather information, present findings, and address inquiries in a professional manner
• Apply solutions to complex analytical issues while taking an end‑to‑end view of credit assessment processes
• Take initiative to identify potential credit risks and suggest process improvements to enhance analytical quality
• Deliver high‑quality analytical work consistently while meeting critical deadlines
• Identify and resolve analytical challenges using data‑driven approaches and creative problem‑solving
• All employees are required to work from the office a minimum of 2 days per week
• We require all candidates who reach the final stage of our interview process to attend at least one in‑person interview, which is ordinarily at your nearest S&P Global Ratings office. This must be completed before we can proceed to an offer

• Bachelor's degree in Finance, Economics, Accounting, Engineering, Mathematics, or related analytical field; MBA, CPA, or CFA preferred
• More than 3 years of relevant work experience with financial statement analysis, accounting concepts and financial modeling, preferably with experience in corporate credit analysis
• Strong client‑facing skills with ability to communicate complex analytical concepts to diverse audiences
• Ability to think independently and critically with strong integrity, analytical curiosity, problem‑solving, and research skills
• Excellent interpersonal and communication skills (both written and verbal) for internal and external stakeholder interactions
• Strong attention to detail and demonstrated quantitative analysis capabilities
• Ability to accurately interpret financial data and appropriately apply analytical criteria to generate key insights and conclusions
• Collaborative team player with ability to work independently and willingness to support team initiatives
• Proactive and organized with excellent time‑management skills and ability to prioritize multiple competing deadlines
• Strong understanding of financial reporting and capital markets, with knowledge of credit rating methodologies preferred
• Proficient in Microsoft Office suite and aptitude for learning proprietary analytical software and databases

At S&P Global Ratings, our analyst‑driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high‑quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions.

S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today.

For more information, visit www.spglobal.com/ratings

Progress is not a self‑starter. It requires a catalyst to be set in motion. Information, imagination, people, technology–the right combination can unlock possibility and change the world.

Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress.

We’re more than 35,000 strong worldwide—so we’re able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all.

From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We’re constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference.

Integrity, Discovery, Partnership

At S&P Global, we focus on Powering Global Markets. Throughout our history, the world’s leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals.

We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global.

Our benefits include:

• Health & Wellness: Health care coverage designed for the mind and body.
• Flexible Downtime: Generous time off helps keep you energized for your time on.
• Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.
• Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company‑matched student loan contribution, and financial wellness programs.
• Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best‑in‑class benefits for families.
• Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference.

For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries

At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets.

S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy.

If you receive an email from a spglobalind.com domain or any other regionally based domains, it is a scam and should be reported to reportfraud@spglobal.com. S&P Global never requires any candidate to pay money for job applications, interviews, offer letters, “pre‑employment training” or for equipment/delivery of equipment. Stay informed and protect yourself from recruitment fraud by reviewing our guidelines, fraudulent domains, and how to report suspicious activity here (https://www.spglobal.com/content/dam/spglobal/corporate/en/documents/careers/Corp_0525-Recruitment-Fraud-Alert.pdf).

S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment.

If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person.

The EEO is the Law Poster http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf

202 - Middle Professional (EEO Job Group) (inactive), 20 - Professional (EEO-2 Job Categories-United States of America), RATNGS202.2 - Middle Professional Tier II (EEO Job Group)

Job ID: 322604

Posted On: 2025-11-19

Location: Toronto, Ontario, Canada