Jobs in Niagara Falls, Canada

Are you ready to make an impact and steer the future of insurance in a digital world? We're on the hunt for an innovative Senior Underwriting Consultant to join our forward-thinking team. If you're passionate about blending risk management with data insights and cutting-edge digital solutions, we want to hear from you!

As a Senior Underwriting Consultant, you'll be the driving force behind our risk management strategy, using data and insights to revolutionize our underwriting and claims operations. In a fast-paced digital landscape, you'll leverage your expertise to streamline processes and deliver quick, data-driven decisions. Your analytical prowess will ensure our practices stay ahead of emerging industry trends, continuously adapting and innovating to meet the challenges of tomorrow while aligning with company policies and regulatory standards. We are specifically seeking someone with extensive experience in claims and rescissions to enhance our capabilities in these areas.

• Review and audit underwriting decisions, processes and tools to ensure compliance with our high-quality standards.
• Review inforce policies for potential rescission by assessing the impact of new information on underwriting decisions.
• Monitor application and claims trends and respond proactively to potential risks.
• Support legal teams with expert insights on cases in litigation.
• Drive innovation by recommending new risk management strategies and controls.

• Track and analyze key risk indicators to inform strategic decisions.
• Deliver comprehensive reports for senior leaders and external partners.
• Harness data to evolve our risk management programs continuously.

• Deliver educational programs and research to elevate underwriting expertise.
• Partner with analytics teams to integrate cutting-edge insights into risk management practices.

• Lead risk management programs and mentor emerging talent.
• Partner with cross-functional teams—Sales, Compliance, Legal—to foster high-performing collaboration and strengthen our underwriting risk management function.
• Build and nurture relationships with key stakeholders, including reinsurers.

• 7+ years of underwriting experience with high approval authority.
• A deep understanding of individual insurance products and operations.
• Advanced skills in MS Office (Excel, PowerBI, PowerPoint) with a passion for continuous learning.
• Strong organizational, communication, and interpersonal skills.
• A growth mindset and adaptability in a dynamic environment.
• Expertise in medical science and its impact on mortality and morbidity.
• Fully bilingual (French/English): The successful candidate will be required to communicate in English and French in order to support clients from various jurisdictions outside of Quebec.

• We’ll empower you to learn and grow the career you want.
• We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words.
• As part of our global team, we’ll support you in shaping the future you want to see.

Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit https://www.manulife.com/en/about/our-story.html.

Manulife is an Equal Opportunity Employer

At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law.

It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact recruitment@manulife.com.

Referenced Salary Location

CAN, Quebec - Full Time Remote

Working Arrangement

Remote

Salary range is expected to be between

$76,950.00 CAD - $138,510.00 CAD

If you are applying for this role outside of the primary location, please contact recruitment@manulife.com for the salary range for your location. The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance.

Manulife offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays, vacation, personal, and sick days, and we offer the full range of statutory leaves of absence. If you are applying for this role in the U.S., please contact recruitment@manulife.com for more information about U.S.-specific paid time off provisions.