Bilingual à Canada

Job Requisition ID: 11692

Position Status: Temporary Full Time

Position Type: Hybrid

Office Location: Ottawa (ON); Calgary (AB); Halifax (NS); Montreal (QC); Toronto (ON); Vancouver (BC)

Travel Requirement: Limited

Language Designation: Bilingual

Language Skill Levels (Read/Write/Speak): CBC

Security Requirement: Reliability Status

Salary: Our salaries generally range from $101639.3 to $127049.13 and are based on qualifications and experience.

The work you do and the work we do together matters. We come to work every day with a common purpose: to contribute to a well-functioning housing system.

At CMHC, we hold ourselves accountable for our results and support our colleagues in their achievements. We thrive on collaboration, connecting across CMHC and involving the right people to get our work done. Our leadership style is guided by trust, where our leaders favour an adaptive approach based on the needs of their teams.

Join us and be part of a team that's committed to making a real difference and be part of something meaningful.

We’ve got the purpose, the people and the perks you need for a fulfilling career. Here’s the comprehensive and generous benefits you get when you’re a contract employee:

• Accrued vacation.
• Annual individual performance bonus.
• Group insurance coverage to support your well-being from day one.
• Support towards your personal and professional growth with training, mentorship and more.
• An inclusive workplace culture and environment.
• While positions at CMHC require some in-office presence, alternative work arrangements may be considered for Indigenous candidates.

Join the Multi-Unit Operations team, in the Bilingual Senior Specialist, Multi-Unit Underwriter. In this role, you will focus on the day-to-day underwriting of complex multi-unit mortgage loan insurance applications. You will lead risk management analysis, decisions and recommendations for approval for the most complex scenarios related to underwriting, file-specific risk mitigation, optimizing client service and achieving corporate objectives. You will structure solutions for the most complex multi-unit applications and identify risks likely uncommon to CMHC and provide creative solutions.

This is a temporary position of a duration of 18 months.

• Provide expert opinion on the effective and efficient transactional delivery of multi-unit mortgage loan insurance, while adhering to the program's policies and operational procedures.
• Offer advice, support and alternative creative or innovative solutions to clients and stakeholders, including the communication of key decisions, the interpretation of policies and the response to inquiries relating to mortgage loan insurance.
• Negotiate and navigate through challenging politically sensitive issues, while adhering to all relevant policies and procedures.
• Apply sound judgment and decision-making practices that are factual and based on complex analysis to derive recommendations and solutions in line with CMHC's risk appetite.
• Base assessment on breadth of knowledge and experience rather than past transactions to provide unique risk mitigation recommendations.
• Seek out additional expertise to form unique positions to address previously not encountered financial risk scenarios.
• Collaborate with the Financial Institutions and Client Solutions teams to manage and maintain complex and sophisticated external client relationships.

• An undergraduate degree in a related field such as business, finance, or commerce.
• A minimum of seven (7) years of experience in multi-unit underwriting.
• Strong knowledge of procedures, policies, and regulations of risk management.
• Strong knowledge of multi-unit mortgage loan insurance, lending, real estate (including non-housing related commercial), financial markets, and credit risk analysis.
• Ability to take initiative and work independently to develop and utilize a network within CMHC.
• Strong oral and written communication skills in both official languages (French and English), including presentation, persuasion, negotiation, and influencing abilities.
• A commitment to demonstrating CMHC values.

• Successful completion of a professional association designation such as being Certified in Real Estate Finance (CRF), Certified Property Management (CPM), Chartered Financial Analyst (CFA), or Accredited Appraiser Canadian Institute (AACI).
• Bilingualism (English and French).

In addition to your updated resume, please provide a cover letter (maximum one page) that includes reasons for your interest (i.e. why you are applying) and highlighting the technical and behavioural skills and experience you can bring to the team (i.e. your value proposition).

Note, the competition will remain active until filled.

We’re committed to employment equity and encourage women, Indigenous Peoples, persons with disabilities, veterans and persons of all races, ethnicities, religions, abilities, sexual orientations, and gender identities and expressions to apply. We also welcome applications from non-Canadians who are eligible to work in Canada.

CMHC is an inclusive workplace where diversity of thought – and of people – are recognized, valued, and considered essential to achieving our mission.

Learn more about our commitment to diversity and inclusion

We know that applying for a new job can be both exciting and daunting, and we appreciate your effort. Learn more about our hiring process. If you are selected for an interview or testing, please advise us if you require an accommodation.

If you applied before and you were not successful don’t worry – we're always posting new positions, so don’t hesitate to give it another shot. We’re excited to see what you bring to the table this time around!