Structured Credit Specialist for HNW Wealth Lending

FirstRand Bank Limited; Cape Town; On-site; ZAR 200 000 - 300 000; Full time

Job summary

A leading financial institution in Cape Town is seeking a Structured Credit Specialist to manage a portfolio of high-net-worth clients. You will assess credit risks, structure deals, and collaborate with stakeholders to deliver excellent customer service. The ideal candidate has a BCom in Finance or Accounting, at least 1-3 years of credit experience, and strong financial analytical skills. The role includes networking opportunities in a challenging environment.

Benefits

Opportunities to network and collaborate

Challenging working environment

Opportunities to innovate

Qualifications

• 1-3 years of credit experience.
• Deep understanding of financial statement analysis.
• Ability to model cash flows for debt service.

Responsibilities

• Manage a portfolio of HNW & UHNW clients.
• Structure the deal and compile the credit paper.
• Present the request to the mandated individuals.

Skills

Financial statement analysis

Credit risk assessment

Excellent communication skills

Attention to detail

Self-motivated

Education

BCom Finance/Accounting or CA(SA)

Job description

A leading financial institution in Cape Town is seeking a Structured Credit Specialist to manage a portfolio of high-net-worth clients. You will assess credit risks, structure deals, and collaborate with stakeholders to deliver excellent customer service. The ideal candidate has a BCom in Finance or Accounting, at least 1-3 years of credit experience, and strong financial analytical skills. The role includes networking opportunities in a challenging environment.