Manager, Credit Evaluation

Standard Bank Group; Bloemfontein; On-site; ZAR 200,000 - 300,000; Full time

Job summary

A leading banking institution in Africa is seeking a candidate to assess and evaluate lending applications using sound credit risk assessments. You will support asset book growth and manage credit losses by ensuring lending aligns with the Bank’s risk appetite. The ideal candidate should possess relevant degrees in Business Commerce and Finance, along with extensive banking experience.

Qualifications

• 3-4 years of experience in Risk & Corporate Affairs.
• 5-7 years of extensive banking and product knowledge.
• Management experience in banking client and product solution environments.

Responsibilities

• Assess and evaluate lending applications using credit risk assessments.
• Support the bank's asset book growth while managing credit losses.
• Ensure lending aligns with the Bank’s risk appetite parameters.

Skills

Risk management

Stakeholder management

Compliance

Strategic planning

Education

First Degree in Business Commerce

First Degree in Finance and Accounting

Job description

Assess and evaluate lending applications for clients using sound credit risk and affordability assessments, financial principles, and credit policies. This supports the bank’s asset book growth and manages credit losses by ensuring lending aligns with the Bank’s risk appetite parameters. The role covers various lending products available to business segment clients, including specialised lending, trade finance, debtors finance, and commercial property finance, depending on the client and segment within which the Manager operates.

Qualifications

Type of Qualification: First Degree

Field of Study: Business Commerce

Type of Qualification: First Degree

Field of Study: Finance and Accounting

Experience Required

Risk & Corporate Affairs

3-4 years

Knowledge and experience regarding risk, compliance, and regulatory requirements, guidelines, and credit and lending risk requirements.

5-7 years

Extensive banking and product knowledge, with management experience in banking client and product solution environments.

Additional Information

• Articulating Information
• Developing Strategies
• Directing People
• Examining Information
• Interpreting Data
• Compliance
• Stakeholder Management
• Strategic Alignment & Execution
• Strategic Planning and Reporting

Join Standard Bank Group, where over 50,000 dedicated individuals work towards Africa's growth. We value our people and strive to create an environment where you can bring your whole self to work, pursue your dreams, and shape a brighter future for Africa. If you're passionate about Africa's potential and driven to make an impact, join us and be part of a dynamic team committed to growth and development.