Head of Product - Credit

Kuda Technologies Ltd; Cape Town; On-site; ZAR 500 000 - 600 000; Full time

Job summary

A leading financial technology firm is seeking a Head of Product, Credit to drive the strategy and execution of all lending-related products. Ideal candidates will possess over 5 years of Product Management experience, strong stakeholder management skills, and a focus on data-driven decision-making. This position offers competitive benefits and promotes a hybrid work environment.

Benefits

Pension

Career development & growth

Competitive annual leave

Group life insurance

Medical insurance

Employee wellness app

Qualifications

• 5+ years of Product Management experience, including 2+ years leading teams or product portfolios.
• Proven track record of delivering measurable business outcomes.
• Strong fluency in experimentation, analytics, and data-driven prioritisation.

Responsibilities

• Lead tribe planning and ensure alignment and clarity.
• Promote a culture of data-driven decision-making.
• Ensure all products meet regulatory and compliance requirements.

Skills

Product Management

Data-driven decision-making

Stakeholder management

Job description

Kuda is a money app for Africans on a mission to make financial services accessible, affordable and rewarding for every African on the planet. We’re a tribe of passionate and diverse people who dreamed of building an inclusive money app that Africans would love so it’s only right that we ended up with the name ‘Kuda’ which means ‘love’ in Shona, a language spoken in the southern part of Africa. We’re giving Africans around the world a better alternative to traditional finance by delivering money transfers, smart budgeting and instant access to credit through digital devices. We’ve raised over $90 million from some of the world's most respected institutional investors, and we’re rolling out our game‑changing services globally from our offices in Nigeria, South Africa, and the UK.

Role Overview

The Head of Product, Credit will lead Kuda’s Credit tribe, driving the strategy, execution, and continuous improvement of all lending‑related products and initiatives. This role focuses on building reliable, scalable, and compliant credit solutions that deliver measurable business impact and exceptional customer experiences.

You’ll own the tribe’s roadmap, delivery, and performance, ensuring decisions are data‑driven and aligned with Kuda’s broader strategic and financial goals. You’ll also play a key role in building and developing a strong product team, fostering collaboration and accountability across stakeholders.

Responsibilities

1. Delivery & Execution

• Lead tribe planning and QBRs, ensuring alignment, clarity, and dependency management.
• Champion thin‑slice, iterative delivery focused on measurable outcomes.
• Provide consistent visibility to leadership through metrics, progress updates, and proactive risk management.

2. Data & Experimentation

• Promote a culture of data‑driven decision‑making, establishing strong experimentation and measurement practices.
• Ensure squads have the insights, analytics, and tools needed for effective prioritisation.

3. Product Quality, Risk & Compliance

• Ensure all products meet regulatory, compliance, and security requirements.
• Embed standards for reliability, performance, accessibility, and localisation into delivery practices.

4. People Leadership & Organisation Building

• Hire, coach, and develop Product Managers across multiple levels.
• Foster a culture of clarity, focus, and ownership of outcomes.
• Define and uphold high standards for product discovery, delivery, and communication craft.

5. Day‑to‑Day Collaboration

• With BLO: Align product strategy with business objectives and financial targets.
• With DM/TLs: Manage capacity, technical debt, and sustainable delivery practices.
• With Other Tribe Leads: Coordinate dependencies and shared initiatives.
• With Compliance, Legal, Marketing, and CX: Ensure alignment across customer, regulatory, and commercial goals.

Qualifications

• 5+ years of Product Management experience, including 2+ years leading teams or product portfolios.
• Proven track record of delivering measurable business outcomes.
• Strong fluency in experimentation, analytics, and data‑driven prioritisation.
• Excellent stakeholder management and leadership skills.
• Experience mentoring and scaling Product Managers with a player‑coach mindset.

Nice to Have

• Background in financial services, payments, lending, or infrastructure.
• Familiarity with compliance frameworks and regulatory environments.
• Experience working with growth or data platforms.

At Kuda, our people are the heart of our business, so we prioritize your welfare. We offer a wide range of competitive benefits in areas including but not limited to:

💜A great and upbeat work environment populated by a multinational team

👴Pension

📈Career development & growth

😁Competitive annual leave plus bank holidays

🎁Competitive paid time off (Parental, Moving day, Birthday, Study leave etc)

💯Group life insurance

💖Medical insurance

🎁Well‑fare package (Wedding, Compassionate and etc)

✅Perkbox

🏃♀️Goalr - employee wellness app

🥇Award winning L&D training

💒 We are advocates of work‑life balance, working in a hybrid in office schedule

Kuda are proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Kuda is considered based on merit, qualifications, competence and talent.

We don’t regard colour, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status. If you have a disability or special need that requires accommodation, please let us know.