Credit Manager Commercial and Agriculture

Absa Group; Mbombela; On-site; ZAR 200 000 - 300 000; Full time

Job summary

A leading financial institution is seeking a Commercial Credit Manager to manage the credit function for several portfolios, including Commercial and Agriculture segments. The role focuses on implementing credit risk management strategies, conducting risk assessments, and analyzing portfolio performance. Ideal candidates will hold a Bachelor's degree in Business, Commerce, or Management Studies. This position is located in Mpumalanga, offering a chance to contribute to the growth of the financial landscape in the region.

Qualifications

• Bachelor's degree in Business, Commerce or Management Studies is required.

Responsibilities

• Manage credit function for specific portfolios in Commercial Banking.
• Conduct quality credit assessments and provide responsible risk decisions.
• Monitor and analyze portfolio performance to identify trends and risks.

Education

Bachelor's Degrees and Advanced Diplomas: Business, Commerce and Management Studies

Job description

Empowering Africa’s tomorrow, together…one story at a time.

With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.

Job Summary

The purpose of the role as a Commercial Credit Manager, is to manage the credit function for specific portfolios within Commercial, Agriculture, Commercial Asset Finance (CAF) and Commercial Property Finance (CPF) within the Growth, Premium and High Value segments of Relationship Banking, with specific focus on the lending activities relating to a specific region.

Job Description

In this role, the incumbent is accountable for the implementation of credit risk management and risk appetite strategies, tailored to the specific portfolios, by conducting quality credit assessments and providing responsible risk decisions.

The role is also required to evaluate credit risk performance, while monitoring and analysing portfolio performance to identify trends, risks and opportunities, and make recommendations to make risk adjustments where necessary.

The incumbent is also expected to foster relationships with relevant stakeholders and ensure compliance with regulatory and internal directives and policies.

Education

Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank.

Absa Bank Limited reserves the right not to make an appointment to the post as advertised.