Credit Manager

Capitec Bank Ltd.; Sandton; On-site; ZAR 600 000 - 800 000; Full time

Job summary

A leading financial institution in South Africa seeks an experienced Credit Manager to minimize risks and maximize profits through effective execution of credit application processes. Candidates should have at least 5 years of Credit Management experience in both Personal and Business markets, along with a Bachelor's Degree in Credit Management or Banking. This role involves ensuring compliance with risk parameters and interacting with various bank departments.

Qualifications

• Minimum 5 years of Credit Management experience in Personal and Business markets.
• Current Person-to-holder Credit Mandate.

Responsibilities

• Minimize risk of loss through bad debts and maximize profits via effective credit processes.
• Interact with other bank areas to ensure compliance with risk parameters.

Skills

Commercial Thinking Skills

Computer Literacy (MS Word, MS Excel, MS Outlook)

Education

Bachelor's Degree in Credit Management or Banking

Job description

• To minimise the risk of loss through bad debts, and maximise profits for the business through effective execution of credit application, evaluation and approval processes, and ensuring the quality of credit risks across the portfolio is maintained.
• To interact with other areas of the bank and acting as a catalyst in ensuring compliance with agreed risk parameters as set out in the Bank’s strategy.

Experience

Minimum:

• At least 5 years Credit Management experience across Personal and Business markets
• Current Person-to-holder Credit Mandate

Ideal:

• At least 5 years Credit Management experience across Personal and Business markets
• Experience in Intuitive Credit Granting

Qualifications (Minimum)

• Bachelor's Degree in Credit Management or Banking

Qualifications (Ideal or Preferred)

• Honours Degree in Credit Management or Banking

Knowledge

Minimum:

• Business knowledge
• Understanding of Project Management methodologies and processes,
• People Management
• In-depth understanding of the NCA

Ideal:

• Knowledge of Intuitive Credit Granting

Skills

• Commercial Thinking Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)

Capitec Bank is an authorised financial services provider (FSP 46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No: 1980/003695/06