Credit Manager

Greys Personnel; Germiston; On-site; ZAR 200 000 - 300 000; Full time

Job summary

A recruitment agency is seeking an experienced credit manager in Germiston, South Africa, to develop credit policies and oversee debtor management. Candidates must have a National Diploma or Bachelor's Degree in Finance or Accounting, along with extensive knowledge of credit risk assessment and relevant legislation. Experience in managing large debtor books and leading a team is essential for this role. The salary is market-related based on experience.

Qualifications

• 5+ years experience in credit control or management.
• Minimum of 5 years in supervisory or management roles.
• Strong understanding of the National Credit Act (NCA) and POPIA.

Responsibilities

• Develop and manage credit policies and risk assessments.
• Oversee debtor collections and age analysis.
• Lead and manage the credit team.

Skills

Credit risk assessment

Negotiation skills

Financial analysis

Communication skills

Advanced MS Excel

Education

National Diploma or Bachelor's Degree in Finance or Accounting

Credit Management Diploma (advantageous)

Tools

ERP systems (SAP, Syspro, Oracle)

Job description

Job Requirements

Qualifications

• National Diploma or Bachelors Degree in Finance or Accounting (NQF 7)
• Credit Management Diploma (Institute of Credit Management of South Africa advantageous)

Experience

• 58 years experience in credit control or credit management
• Minimum of 5 years in a supervisory or management role
• Experience in a manufacturing, FMCG, or sales-driven environment (preferred)
• Proven experience managing large debtor books and trade credit risk

Knowledge & Skills

• Strong understanding of credit risk assessment, credit policy, and collections management
• Sound knowledge of the National Credit Act (NCA) and POPIA
• Financial analysis and interpretation of customer financial statements
• ERP system experience (SAP, Syspro, Oracle, or similar)
• Advanced MS Excel and reporting skills
• Strong negotiation, communication, and stakeholder management skills

Job Duties

• Develop and manage credit policies, limits, and risk assessments
• Oversee debtor collections, age analysis, and overdue accounts
• Manage customer credit queries and payment arrangements
• Ensure compliance with legislation, governance, and audit requirements
• Prepare monthly credit and debtor management reports
• Lead, develop, and manage the credit team
• Collaborate with internal and external stakeholders

Salary

• Market-related, based on experience

How to apply