Credit And Assurance Manager Global Grade 13

Barloworld Equipment; Johannesburg; On-site; ZAR 600 000 - 800 000; Full time

Job summary

A leading machinery manufacturer seeks a Credit and Assurance Manager to oversee credit risk and management, participate in credit committee meetings, and ensure effective assurance processes. The ideal candidate will have a post-graduate qualification in Credit Management, at least five years of relevant experience, and strong analytical and communication skills. This full-time position is based in Johannesburg, offering significant responsibilities in a dynamic environment.

Qualifications

• Five years' experience in Credit Management and Deal Flow Management.
• Understanding of process effectiveness is advantageous.
• Verbal and written communication skills are essential.

Responsibilities

• Oversee credit risk and credit management for the business.
• Participate in credit-management projects and committee meetings.
• Manage implementation of business assurance processes.

Skills

Attention to detail

Analytical Thinking

Problem solving

Customer responsiveness

Influencing and negotiation

Stress tolerance and resilience

Education

Post-graduate qualification in Credit Management

Degree or equivalent in Risk Management

Tools

Project Management

Job description

Credit and Assurance Manager Global Grade 13

The Credit and Assurance Manager will oversee the credit risk and credit management of the business, acting as a credit business partner to operations and advising on business transactions.

The manager will serve as an active member of the credit committee at Barloworld Equipment, working with the Chairperson, and will also participate in credit-management projects.

As the assurance manager the role manages the business assurance function, supported by a business assurance officer.

This includes oversight of internal controls and business risks, assessment of controls across operational sites, follow-up on audit findings, and review of controls from the Risk Management Committee.

Primary Responsibilities

• Manage the implementation of business assurance and plan at the regional and territory level as prescribed by the Risk Management Committee
• Monthly internal audit reporting as prescribed by the CFO (RSA and reporting)
• Prepare monthly reports on the status of implementation of agreed management actions
• Escalate open audit findings to senior management when appropriate
• Facilitate testing of control effectiveness once audit findings have been closed
• Conduct comparative analysis between control assessment and internal audit reports, summarising feedback with recommendations to management
• Assist in staff support, education and training to build a culture of risk and controls within the organisation
• Manage fortnightly credit committee meetings, including paper and agenda
• Provide credit risk assessment and reviews as requested by the Credit Committee and CFO / FD
• Ensure and manage credit risk concentration and credit policy
• Monitor and report on overdue debtors monthly and weekly for the Operational Executive Meeting
• Manage deal flow to ensure deals not financed by CAT Finance are handled appropriately and referred to 2nd-tier financial institutions
• Ensure management of the CAT / Barloworld Equipment Service Level Agreement
• Ensure annual review of the customer program is completed by operations

Active management and oversight of debtors' accounts

Identify process improvements, document existing processes and analyse gaps between current and desired states

Suggest plans to integrate new and existing processes

Qualifications, Experience & Competencies

• Post-graduate qualification in Credit Management
• Degree or equivalent in Risk Management
• Project Management experience
• Understanding of process effectiveness (advantageous)
• Five years' experience in Credit Management and Deal Flow Management
• Attention to detail
• Drive, energy and initiative (results-focus)
• Organisational awareness
• Customer responsiveness
• Business acumen
• Creativity (innovation)
• Analytical Thinking
• Stress tolerance and resilience
• Problem solvingTeamwork
• Ethical behaviour
• Verbal and written communication (including listening)
• Influencing and negotiation
• Professional / technical competence
• Programme and project management
• Analysis for business decision making
• Practical execution management (planning, organising & monitoring)
• Strategic leadership
• Developing people
• Participative management (empowering and including)

Additional Information

Seniority level: Mid-Senior level

Employment type: Full-time

Job function: Accounting / Auditing and Finance

Industry: Machinery Manufacturing