Commercial Insurance Underwriter

Ajpersonnel; Johannesburg; On-site; ZAR 400,000 - 550,000; Full time

Job summary

A short-term insurance brokerage in Johannesburg is seeking a skilled Commercial Underwriter. The role requires at least 5 years of experience in commercial underwriting and strong technical knowledge across different insurance lines. Candidates must be fluent in Afrikaans. This position offers a full-time contract with competitive compensation.

Qualifications

• Minimum 5 years experience in commercial underwriting within short-term insurance.
• Strong technical knowledge across multiple lines (property, liability, motor, etc.).
• Fluent in Afrikaans.

Responsibilities

• Assess risk and determine appropriate coverage terms.
• Evaluate new business and renewal applications for insurance coverage.
• Monitor portfolio performance and identify emerging risks.

Skills

Time Management

Negotiation

Underwriting

Microsoft Office

Education

RE5 certification

FAIS-compliant qualification (minimum 120 credits)

Tools

MS Office

Underwriting platforms (e.g., Pursuit, Nimbis)

Job description

Overview

Exciting career opportunity for a Commercial Underwriter within a short-term insurance brokerage based in the Randburg area.

Minimum Requirements

• 35 Years experience in commercial underwriting within short-term insurance
• RE5 certification essential
• FAIS-compliant (relevant NQF qualification minimum 120 credits)
• Strong technical knowledge across multiple lines (e.g. property liability motor engineering etc.)
• Proficient in MS Office and underwriting platforms (e.g. Pursuit Nimbis or similar)
• Must be fluent in Afrikaans
• Experience working in a brokerage or insurer environment

Responsibilities

• Assess risk and determine appropriate coverage terms under their binder and other insurer agreements
• Evaluate new business and renewal applications for commercial insurance coverage
• Analyse risk exposures and determine appropriate premiums terms and conditions
• Liaise with stakeholders and internal teams to gather required documentation and provide feedback
• Ensure underwriting decisions comply with company policy risk appetite and regulatory standards
• Maintain accurate underwriting records and documentation
• Adherence to underwriting guidelines and product offerings
• Monitor portfolio performance and flag or identify emerging risks
• Work with Claims and Finance teams to ensure policy accuracy and risk alignment

To Apply

• Only if you meet the minimum job requirements and experience as mentioned above you may submit a detailed updated CV.
• Please Apply Online and complete your registration via our website to enable and protect you as a candidate and to accept the new POPIA terms and conditions.
• This will then create your permanent profile with which you can apply for all jobs as advertised by AJ PERSONNEL.
• However you may remove your profile from AJ PERSONNEL when you are no longer in the job market.
• Please take note that the applicants who do not adhere to the minimum requirements will not be considered for the respective position.
• Note our clients may expire jobs at their own discretion.
• AJ PERSONNEL will only respond to shortlisted candidates.
• If you have not received a response within two (2) weeks from applying your application was then unsuccessful for that specific position however your profile remains on our system for future opportunities.

Key Skills

Time Management, GIS, Typing, Microsoft Office, Microsoft Access, Microsoft Outlook, Workers' Compensation Law, Benefits Administration, Underwriting, Administrative Experience, negotiation, Aviation Experience

Employment Details

• Employment Type : Full-Time
• Experience : years
• Vacancy : 1