BUSINESS ANALYST

Henred Fruehauf; Bloemfontein; On-site; ZAR 200,000 - 300,000; Full time

Job summary

A leading transportation company in Bloemfontein is seeking a qualified individual to evaluate and process asset applications. The role involves detailed financial analysis, risk assessments, and preparing credit transactions. Candidates should have a valid Grade 12 certificate and experience in a similar role with strong communication skills. This position offers opportunities to support credit decisions and collaborate with team members.

Qualifications

• Valid Grade 12 certificate is mandatory.
• Experience in a similar role is required with a customer service focus.
• Bilingual communication skills are advantageous.

Responsibilities

• Evaluate and process asset applications accurately.
• Conduct detailed analysis of financial statements.
• Prepare and conclude credit transactions.

Skills

Financial analysis

Risk assessment

Customer service

Communication

Administrative skills

Education

Grade 12 certificate

NQF 5

Bachelor’s degree in finance

RE accreditation

NCA accreditation

Job description

Overview

Evaluate and process asset applications, ensuring accuracy, compliance, and alignment with company credit policies.

Perform detailed analysis of financial statements, with a strong focus on financial ratios, cash flow trends, and overall financial stability.

Conduct risk assessments and implement risk procurement measures to support sound credit decisions and mitigate exposure.

Prepare and conclude credit transactions, making informed recommendations to major financial institutions and stakeholders.

Collaborate closely with BDOs to achieve sales targets, fee income goals, and optimal yield, by delivering effective credit support.

Assist BDOs in the preparation and submission of high-quality case presentations to ensure strong approval potential and efficient turnaround times.

Requirements

• Valid Grade 12 certificate
• Advantageous legislative requirements
• NQF 5
• RE accreditation
• NCA accreditation.
• Completed or partially completed bachelor’s degree in or finance
• Experience in a similar role with a customer service focus
• Good communicator and team player
• Hard worker and must be able to perform under pressure.
• Ability to work neatly, accurately and in an organized manner
• Bilingual (advantageous)
• Strong Administrative Skills and deadline driven.