Trainee - EBB RM Development Program - Medan

CIMB; Indonesia; On-site; IDR 44,640,000 - 72,540,000; Full time

Job summary

A leading financial services provider in Indonesia is seeking a Trainee for the EBB RM Development Program in Medan. This full-time position focuses on business relationship management with potential and existing debtors, requiring good communication and interpersonal skills. Ideal candidates should be energetic, passionate about sales, and hold a bachelor's degree with a minimum GPA of 3.0. This is an excellent opportunity for fresh graduates looking to start their career in commercial banking.

Qualifications

• Bachelor's degree in any major with a minimum GPA of 3.0.
• Maximum age of 27 years.
• Preferable fresh graduate with less than 1 year of experience.
• High motivation and energetic.
• Passionate about sales.
• Good communication and interpersonal skills.

Responsibilities

• Maintain business relationships with potential and existing debtors.
• Design sales activity plans for SPT achievement.
• Seek proactively potential debtors to achieve business targets.
• Provide financial consulting and offer products according to debtor needs.
• Manage EBB credit portfolio growth and optimize credit usage; handle credit activities from proposal to disbursement and maintenance.
• Determine debtor's ability to pay using information on business prospects, management, owner/ownership and cash flow.
• Monitor collectability and alert management if watchlist is needed.

Skills

Good communication & interpersonal skills

High motivation & driven / energetic

Passionate about sales

Motivation

Teamwork

Education

Bachelor degree any major with GPA min. ≥ 3.0

Job description

Trainee - EBB RM Development Program - Medan

Job Description

Seek and maintain business relationship with potensial & existing debtor by providing financial solution as business needs.

Strategy and Planning

• Design daily and monthly Sales Activity Plan as guidance for SPT achievement

Business Performance and Management

• Seek proactively potential debtor to achieve business target
• Provide financial consultant for potential & existing debtor by identify debtor needs and offer product according to their needs
• Responsible to EBB credit portfolio growth and optimalization credit usage
• Run all credit activities, from preparation, call report, credit proposal, credit proposal approval, loan administration related to Credit Signing, disbursment, roll over and credit maintenance
• Determine debtor’s ability to pay by establish depth information on debtor loan, such as business prospec, business management, owner / shareholder and business cash flow
• Ensure collectability of debtor remains healthy by monitoring the fulfillment of payment obligation
• Do early recogniation watchlist for each debtor and inform the management if needed

Qualifications

• Bachelor degree any major with GPA min. ≥ 3.0
• Age max. 27 years old
• Preferable fresh graduate (Max. 1 year working experience)
• High Motivation & driven /energetic
• Passionate about sales
• Good communication & interpersonal skills

Job Info

• Job Identification 21008989
• Job Category Commercial Banking
• Posting Date 12/20/2021, 09:28 AM
• Job Schedule Full time
• Job Shift Day Shift