Risk & AML Specialist

Indodana; Daerah Khusus Ibukota Jakarta; On-site; IDR 200.000.000 - 300.000.000; Full time

Job summary

A financial services company in Jakarta is seeking a Risk Management Officer to collect and process risk data, conduct risk assessments, and ensure compliance with AML-CFT regulations. The ideal candidate will have a bachelor’s degree in a relevant field, 2–3 years of experience in risk management or AML, strong analytical skills, and proficiency in Microsoft Excel. The role requires effective communication with regulators and internal teams, along with the ability to mitigate potential risks.

Qualifications

• 2–3 years of experience in risk management or AML within the financial industry.
• Strong understanding of TKS, RCSA, KRI, AML-CFT, IRA, and OJK regulations.
• Relevant certifications or training in risk management and AML are preferred.

Responsibilities

• Collect and process risk data from all work units and group entities.
• Conduct analysis of the Company’s Health Level, risk profile, GCG, capital, profitability.
• Perform RCSA & KRI on a regular basis, calculate operational risk composite.
• Carry out AML-CFT tasks, ensure regulatory compliance through KYC/CDD principles.
• Identify potential risk issues and elevate them to the ERM Manager.
• Prepare periodic reports for regulators according to regulations.

Skills

Data analysis skills

Effective communication

Proficiency in Microsoft Excel

Education

Bachelor’s degree in Economics, Engineering, Mathematics/Exact Sciences

Job description

Company Description

Job Description

• Collect and process risk data from all work units and group entities
• Conduct analysis of the Company’s Health Level (risk profile, GCG, capital, profitability).
• Perform RCSA & KRI on a regular basis, calculate operational risk composite.
• Carry out AML-CFT (Anti-Money Laundering – Counter Financing of Terrorism) tasks in the company and ensure the company is not misused for money laundering or terrorism financing by applying KYC/CDD principles when onboarding customers, monitoring suspicious transactions, and reporting to PPATK and OJK (such as STR and CTR).
• Conduct risk assessment and internal control, train employees to understand AML/CFT risks, and ensure regulatory compliance through policies, procedures, and the use of filtering systems against terrorist/sanction lists. Also, perform customer identification risk measurement (AML) through IRA.
• Identify potential risk issues and elevate them to the ERM Manager.
• Prepare periodic reports for regulators in accordance with regulations.
• Support the development and implementation of ERM, Operational Risk & Credit Risk, as well as monitoring cross-unit action plans.
• Responsible for the technical implementation of AML-CFT, regular reporting, and AML-CFT risk assessment by coordinating with the Compliance team of each entity.

Qualifications

• Minimum Bachelor’s degree in Economics, Engineering, Mathematics/Exact Sciences, or a related field.
• 2–3 years of experience in risk management or AML within the financial industry.
• Strong understanding of TKS, RCSA, KRI, AML-CFT, IRA, and OJK regulations.
• Strong data analysis skills, proficient in Microsoft Excel, and effective communication abilities.
• Relevant certifications or training in risk management and AML are preferred.