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Location: Toronto, ON, CA, M5C 3G7

Job Type: Permanent
Work Model: Hybrid
Reference code: 131327
Primary Location: Toronto, ON
All Available Locations: Toronto, ON

Our Purpose

At Deloitte, our Purpose is to make an impact that matters. We exist to inspire and help our people, organizations, communities, and countries to thrive by building a better future. Our work underpins a prosperous society where people can find meaning and opportunity. It builds consumer and business confidence, empowers organizations to find imaginative ways of deploying capital, enables fair, trusted, and functioning social and economic institutions, and allows our friends, families, and communities to enjoy the quality of life that comes with a sustainable future. And as the largest 100% Canadian-owned and operated professional services firm in our country, we are proud to work alongside our clients to make a positive impact for all Canadians.

By living our Purpose, we will make an impact that matters.

• Have many careers in one Firm.
• Enjoy flexible, proactive, and practical benefits that foster a culture of well-being and connectedness.
• Learn from deep subject matter experts through mentoring and on the job coaching

If you are inquisitive, innovative, enjoy variety and new challenges, and you want to be part of world class Life actuarial team, we want to hear from you. Our practice is rapidly expanding and we are looking for talented professionals to join us. Joining Deloitte will give you the opportunities to develop and hone skills through industry leading engagements, expand your professional networks and play a key role in driving the growth of our practice.

• Take the lead on exciting actuarial consulting projects for Canadian life and health insurers, from innovative model development and pricing to valuation, risk management, and insurance audits.
• Inspire and mentor a talented team of actuaries and analysts, helping them grow and excel while ensuring top-quality work.
• Collaborate with audit teams, bringing your actuarial expertise to insurance audit engagements—reviewing liabilities, validating models and assumptions, discuss with Senior leaders.
• Be a trusted advisor to clients, guiding them through complex regulatory requirements, and supporting them in capital management, reinsurance, and actuarial governance and strategy.
• Develop and refine actuarial models and methodologies that set industry standards and deliver real value to clients.
• Communicate your insights and recommendations through engaging presentations and reports to senior client stakeholders.
• Build strong client relationships, spot new opportunities, and play a key role in business development and proposal creation.
• Team up with other Deloitte service lines—such as audit, assurance, and consulting—to deliver integrated, solutions-driven results for clients.
• Stay ahead of the curve by monitoring Canadian insurance industry trends, regulatory changes, and emerging risks.
• Contribute to Deloitte’s collaborative culture by sharing knowledge, supporting internal training, and championing quality assurance initiatives.
• Stay current with technical and industry developments including Insurtech, Artificial Intelligence / Machine Learning, Generative AI and Advanced Analytics.
• Demonstrate a strong commitment to personal learning and development; act as a brand ambassador to help attract top-talent

Work in a fast growing, dynamic and rewarding environment alongside practitioners who are leaders in their fields. expertise. Continue to pursue your actuarial fellowship and professional development while engaging in meaningful and diverse assignments. Work with high profile clients across the North American Life Insurance sector and the broader insurance industry.

Our Canadian Actuarial team of 70+ professionals (across Life, Property & Casualty, and Pensions) . We are part of Deloitte’s worldwide actuarial network, which includes over 1000 actuarial professionals in 43 countries. We pride ourselves on the variety of work we offer to our people and our innovative and collaborative culture.

• A Bachelor’s degree from a leading University in the fields Actuarial Science, or Statistics, Mathematics or Data Science with Actuarial exams in progress. Master’s degree holders are also welcomed.
• Professional actuarial designation (e.g., FSA, FCIA, FIA, or equivalent).
• Minimum 5 years of actuarial experience in Canadian life and/or health insurance, with at least 1-2 years in a consulting or managerial role.
• Experience supporting insurance audit engagements is an asset.
• Proficient / mastery of life & health actuarial modelling software such as Moody’s AXIS, Moody’s Risk Integrity, Aon Pathwise, and FIS Prophet
• Technology skills such as Python, Databricks, Alteryx, Tableau, Visual Basic, R, would be an asset.
• Excellent communication, leadership, and project management skills.
• Proven ability to deliver complex actuarial projects and manage multiple client engagements.
• In-depth understanding of Canadian life & health insurance products, regulatory frameworks (OSFI, AMF), IFRS reporting standards, US Statutory standards, and market practices.
• Proficient in English. French verbal and written communication skills would be considered an asset

The salary range for this position is $113,000 - $194,000, and individuals may be eligible to participate in our bonus program. Deloitte is fair and competitive when it comes to the salaries of our people. We regularly benchmark across a variety of positions, industries, sectors, targets, and levels. Our approach is grounded on recognizing people's unique strengths and contributions and rewarding the value that they deliver.

Our Total Rewards Package extends well beyond traditional compensation and benefit programs and is designed to recognize employee contributions, encourage personal wellness, and support firm growth. Along with a competitive base salary and variable pay opportunities, we offer a wide array of initiatives that differentiate us as a people-first organization. On top of our regular paid vacation days, some examples include: $4,000 per year for mental health support benefits, a $1,300 flexible benefit spending account, firm-wide closures known as "Deloitte Days", dedicated days of for learning (known as Development and Innovation Days), flexible work arrangements and a hybrid work structure.

Our promise to our people: Deloitte is where potential comes to life.

Be yourself, and more.

We are a group of talented people who want to learn, gain experience, and develop skills. Wherever you are in your career, we want you to advance.

You shape how we make impact.

Diverse perspectives and life experiences make us better. Whoever you are and wherever you’re from, we want you to feel like you belong here. We provide flexible working options to support you and how you can contribute.

Be the leader you want to be

Some guide teams, some change culture, some build essential expertise. We offer opportunities and experiences that support your continuing growth as a leader.

Have as many careers as you want.

We are uniquely able to offer you new challenges and roles – and prepare you for them. We bring together people with unique experiences and talents, and we are the place to develop a lasting network of friends, peers, and mentors.

The next step is yours

At Deloitte, we are all about doing business inclusively – that starts with having diverse colleagues of all abilities. Deloitte encourages applications from all qualified candidates who represent the full diversity of communities across Canada. This includes, but is not limited to, people with disabilities, candidates from Indigenous communities, and candidates from the Black community in support of living our values, creating a culture of Diversity Equity and Inclusion and our commitment to our AccessAbility Action Plan , Reconciliation Action Plan and theBlackNorth Initiative .

We encourage you to connect with us ataccessiblecareers@deloitte.ca if you require an accommodation for the recruitment process (including alternate formats of materials, accessible meeting rooms or other accommodations) orindigenouscareers@deloitte.ca for any questions relating to careers for Indigenous peoples at Deloitte (First Nations, Inuit, Métis).

By applying to this job you will be assessed against the Deloitte Global Talent Standards. We’ve designed these standards to provide our clients with a consistent and exceptional Deloitte experience globally.

Deloitte Canada has 20 offices with representation across most of the country. We acknowledge that Deloitte offices stand on traditional, treaty, and unceded territories in what is now known as Canada. We recognize that Indigenous Peoples have been the caretakers of this land since time immemorial, nurturing its resources and preserving its natural beauty. We acknowledge this land is still home to many First Nations, Inuit, and Métis Peoples, who continue to maintain their deep connection to the land and its sacred teachings. We humbly acknowledge that we are all Treaty people, and we commit to fostering a relationship of respect, collaboration, and stewardship with Indigenous communities in our shared goal of reconciliation and environmental sustainability.

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