Assuntos Regulatorios jobs in United States

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Summary: The Sr. Risk Manager for Visa Conecta will play a critical role in identifying, assessing, mitigating, and monitoring risks associated with the company's payment processing activities. This position requires a deep understanding of financial services, payment systems, and risk management frameworks. The Sr. Risk Manager will work closely with various departments to ensure that risk management best practices and programs are integrated into all aspects of the company's operations.

Key Responsibilities:

Risk Assessment and Analysis:

• Identify and assess potential risks related to payment processing, including operational, financial, compliance, and reputational risks.
• Conduct regular risk assessments and develop risk profiles for different business units and processes.
• Ensure fraud prevention tools and reports are fit to purpose.
• Analyze transaction data to identify patterns and trends indicative of potential risks and implement mitigation strategy.

Risk Mitigation:

• Develop and implement risk mitigation strategies and controls to minimize identified risks.
• Collaborate with the IT and security teams to ensure robust cybersecurity measures are in place to protect payment data and systems.
• Establish and maintain fraud prevention and detection measures.

Policy and Procedure Development:

• Develop, review, and update risk management policies and procedures.
• Ensure that all employees are aware of and adhere to risk management policies and procedures.
• Provide training and support to staff on risk/compliance-related topics.

Monitoring and Reporting:

• Continuously monitor risk exposure and the effectiveness of risk mitigation measures.
• Prepare regular risk reports for senior management.
• Escalate significant risk issues to senior management promptly.

Incident Management:

• Lead the response to risk-related incidents, including fraud, data breaches, and operational failures.
• Conduct root cause analysis of incidents and develop action plans to prevent recurrence.
• Maintain an incident log and ensure timely resolution and documentation of incidents.

Stakeholder Engagement:

• Work closely with internal stakeholders, including finance, operations, IT, legal, and compliance teams, to ensure a coordinated approach to risk management.
• Build and maintain relationships with external stakeholders, such as issuers, acquirers, payment networks.

This is a hybrid position. Expectation of days in office will be confirmed by your Hiring Manager.

Basic Qualifications: o8 or more years of relevant work experience with a Bachelor Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD

Preferred Qualifications: o9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD

oBachelor’s degree in finance, business administration, risk management, or a related field.

o10+ years of payment experience, specifically in creating and implementing risk management tools and controls based on market's best practices that will accelerate the sound growth of their payment business

oStrong ability to communicate, collaborate and influence in an environment of with multi-functional teams

oDeep knowledge of the payments industry and the major trends affecting our stakeholders, including regulatory, market environment, competitive landscape, and technology, focused on open finance requirements for IP, ITP, FX.

oEstablished reputation for building peer like relationships with senior client and partner leaders in a large and being able to communicate and influence other teams

oProfessional track record of responsibility for large, complex programs and guiding cross functional teams to complete these programs with a high level of effectiveness

oAbility to manage multiple initiatives at once in a fast-paced entrepreneurial environment, while demonstrating grace under pressure and comfort with problem solving ambiguity

oUnderstanding of business strategy, clients and their evolving risk management requirements

oIntellectual curiosity with the ability to quickly grasp new payment services and develop corresponding risk and fraud management best practices for clients

oProven record of leading and motivating a cross functional teams of diverse SMEs

oFluent in spoken and written English and Spanish and/or Portuguese

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.