Credit Segment Manager

Hire Resolve; Sandton; On-site; ZAR 200 000 - 300 000; Full time

Job summary

A leading financial institution is seeking an experienced Credit Segment Manager to join their team in Sandton. The role involves managing credit risks, leading a team of Credit Managers, and ensuring compliance with financial principles. The ideal candidate will have significant experience in credit management and a strong background in managing people. This full-time position offers a negotiable competitive salary based on experience.

Qualifications

• Minimum 7 years of credit management experience in commercial and business markets.
• At least 3 years at senior management level.
• Prior supervisory or leadership experience.

Responsibilities

• Evaluate and manage credit and associated risks.
• Integrate and manage the credit function.
• Provide leadership to a team of Credit Managers.

Skills

Credit Management

People Management

Risk Management

Financial Assessments

Stakeholder Engagement

Job description

Overview

An industry-leading company in the business & commercial banking industry is currently seeking the expertise of an experienced Credit Segment Manager (Rental Finance) to join their team in Sandton, Johannesburg.

ROLE PURPOSE

Evaluate and manage the credit and associated risks within an allocated portfolio combined with that of the relevant segment / s.

Integrate and manage the credit function by ensuring that the quality of credit risks across the regions are aligned with the Bank’s risk appetite, which includes minimising the risk of loss through bad debts while maximising profits.

Provide leadership by inspiring, energising and driving a team of Credit Manager / s to deliver on their respective objectives. To ensure that the core deliverables of Credit are achieved and maintained.

DIRECT REPORTS

• Credit Managers x 3

KEY PERFORMANCE AREAS

• Functional Strategy Execution
• Portfolio Management
• Finance Management
• People Management
• Risk Management and Reporting
• Stakeholder Engagement

KEY TASKS & RESPONSIBILITIES

• Functional Strategy Execution
• Portfolio Management
• Finance Management
• People Management
• Risk Management & Reporting
• Stakeholder Engagement
• EXCO / MANCO
• Rental Product
• Financial Assessments
• Securing Deals
• Operations
• Book Purchases

KNOWLEDGE

• Commercial, business and financial principles and practices
• People Management
• Change Management
• Project Management
• Governance and risk management principles
• Business processes, policies and systems
• Application of relevant credit and risk legislation in an organisation (NCA, CPA, Companies Act, Insolvency Act,
• Impact of regulatory bodies (BASA, SARB, SACCRA, NCR, and FIC) on the functioning of an organisation

REQUIREMENTS

• At least 3 years experience at Senior Management Level
• At least 7 years Credit Management experience, within the Commercial and Business markets
• Previous supervisory or leadership experience

Salary & Time

Salary : negotiable.

Our client is offering a highly competitive salary for this role based on experience.

Full Time