Credit Risk Systems Specialist

Absa Bank Limited; Johannesburg; On-site; ZAR 600 000 - 800 000; Full time

Job summary

A local financial institution is seeking a DevOps professional to work closely with stakeholders to translate business requirements into effective user stories and specifications. The ideal candidate will have extensive knowledge in Credit Risk, basic programming experience, and at least five years' experience with decision engines like TRIAD or BLAZE. This role involves strategic guidance, testing, and collaboration on system changes, contributing to the evolution of technology within the organization.

Qualifications

• Bachelor's degree in a relevant field is required.
• Minimum of 5 years’ experience in systems and tools for credit and risk management.
• Experience with TRIAD, BLAZE, or POWERCURVE is an advantage.

Responsibilities

• Translate stakeholder needs into user stories and specifications.
• Define measures of success and acceptance criteria for solutions.
• Collaborate on design and delivery activities within teams.

Skills

Credit Risk experience

Decision Engine or Rules Engine exposure

Basic IT Programming knowledge

Software consultancy background

Education

B-degree in Business, Risk Management or Computer Science

Experience with data driven decision engines

Programming skills for credit rules

Job description

Empowering Africa’s tomorrow, together…one story at a time

With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.

Job Summary

Work as part of a DevOps team, leverage specialist analysis & testing tools, frameworks, techniques and practices to elicit, define and organize business requirements. Translate & document business requirements into user stories & specifications detailing integration points, business & associated risk / opportunities to be realised. And following this analysis, work collaboratively within squads during design & delivery activity including assuming responsibility for manual application testing processes, frameworks & outcomes.

Job Description

Key Accountabilities

• Understand stakeholder requirements and business objectives
• Translate elicited needs and knowledge acquired into user story format
• Prepare and prioritise the backlog of requirements for the user stories linked to the proposed solutions
• Define measures of success & key outcomes for various solutions / changes including detailed acceptance criteria
• Provide strategic guidance to clients on Credit Risk System and general technology
• Provide strategic advice on how best to use technology to achieve goals
• Manage Credit Risk system changes and collaborate with in-house technical staff
• Assist Stakeholders through the change-management process
• Provide expert technical assistance to stakeholders
• Meet with stakeholders to determine project requirements and goals
• Provide assistance with technical issues and investigate system related queries
• Revise existing systems and suggest improvements
• Design, test, implement and monitor changes
• Prepare and keep documentation updated
• Prior experience in basic programming languages
• Prior experience using data driven decision engines (TRIAD, BLAZE, POWERCURVE etc.)
• In-depth understanding of the Credit Risk lifecycle

Competencies

• Applying expertise and technology
• Relating and networking
• Presenting and communicating information
• Creating and innovating
• Formulating strategies and concepts
• Adapting and responding to change
• Delivering results and meeting customer expectations
• Entrepreneurial and commercial thinking
• Meticulous approach to work
• Detail orientated
• Problem solving skills, ability to trouble shoot complex system issues
• Analytical thinker
• The ability to multi-task and work under pressure while producing accurate outputs
• Self-motivated and requires very little supervision

Abilities/Requirements

• Credit Risk experience
• Decision Engine or Rules Engine exposure
• Basic IT Programming knowledge
• Software consultancy background

Education and Experience Required

• B-degree in (Business, Risk Management or Computer Science) or equivalent NQF level 7 qualification
• Experience using data driven decision engines (such as TRIAD, BLAZE, POWERCURVE etc.)
• Programming skills to create credit rules in risk software would be an advantage
• Minimum of 5 years’ experience in the deployment of systems and tools to manage credit and risk

Education

Bachelor's Degree: Information Technology

Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank.

Absa Bank Limited reserves the right not to make an appointment to the post as advertised