Credit Risk Analyst, Commercial & Portfolio Lending

Absa Bank Limited; Bloemfontein; On-site; ZAR 600 000 - 800 000; Full time

Job summary

A leading South African bank is seeking candidates for a role focused on conducting credit assessments and managing risk analysis for premium clients. This position requires strong financial analysis skills, a Bachelor's degree in a relevant field, and more than five years of experience. Candidates will collaborate with teams, monitor client performances, and support credit requests while ensuring adherence to bank policies. This is an opportunity to contribute to essential decision-making processes that shape the bank's operations in a dynamic environment.

Qualifications

• Bachelor’s Degrees in Business, Commerce or related fields.
• Five years of experience in relevant work.
• Strong computer skills, especially in financial analysis.

Responsibilities

• Conduct specialized credit assessments and risk analysis.
• Monitor client's performance for risk indicators.
• Manage communication of risks associated with outstanding securities.
• Identify opportunities for cross-selling based on financial analysis.

Skills

Financial analysis

Planning and organising

Writing and reporting

Working with people

Entrepreneurial and commercial thinking

Persuading and influencing

Education

Bachelor’s Degrees and Advanced Diplomas - Business, Commerce and Management Studies

Tools

Microsoft Office

Excel

Job description

A leading South African bank is seeking candidates for a role focused on conducting credit assessments and managing risk analysis for premium clients. This position requires strong financial analysis skills, a Bachelor's degree in a relevant field, and more than five years of experience. Candidates will collaborate with teams, monitor client performances, and support credit requests while ensuring adherence to bank policies. This is an opportunity to contribute to essential decision-making processes that shape the bank's operations in a dynamic environment.