Compliance Officer (Remittance / Fintech / Remote)

Black Pen Recruitment; Remote; ZAR 500 000 - 700 000; Full time

Job summary

A technology recruitment agency is seeking a Compliance Officer to support compliance oversight in a remote role. The ideal candidate will have over 5 years of compliance experience, preferably in fintech, with strong skills in KYC onboarding and transaction monitoring. Responsibilities include supporting the MLRO, conducting due diligence checks, and maintaining compliance policies. This position offers a chance to work in a collaborative team environment and opportunities for career growth within the fintech industry.

Qualifications

• 5+ years of compliance experience, ideally in fintech or financial services.
• Hands-on experience with KYC onboarding and transaction monitoring systems.
• Detail-oriented and organised, able to handle multiple priorities.

Responsibilities

• Support the MLRO in all aspects of compliance oversight.
• Carry out customer due diligence (CDD) and enhanced due diligence (EDD) checks.
• Conduct transaction monitoring and escalate suspicious activity.
• Assist with internal compliance reporting and regulator requests.

Skills

Compliance experience

KYC onboarding

Transaction monitoring

Attention to detail

Strong communication skills

Proactive mindset

Education

Degree in Law, Business, or related field

ACAMS certification

Job description

About the job Compliance Officer (Remittance/Fintech/Remote)

Our client is a fast-growing technology company offering innovative cross-border and liquiditysolutions. With regulatory compliance at the core of their business, they are seeking a motivatedand detail-oriented Compliance Officer to support their UK Money Laundering Reporting Officer (MLRO).

Role Overview

As a Senior Compliance Officer, you will play a key role in safeguarding the business againstfinancial crime and ensuring regulatory compliance. You will act as the MLRO’s right-handperson, responsible for day-to-day compliance operations, including customer onboarding, KYC checks, and transaction monitoring.

This is an excellent opportunity for someone with 3-5 years’ compliance experience who iseager to take on more responsibility within a fintech environment, and ultimately lead a Compliance team

Job Type: Full Time/Permanent

Workplace: Remote

Requirements

• 5+ years of compliance experience, ideally in fintech, remittances, or financial services.
• Hands-on experience with KYC onboarding and transaction monitoring systems.
• Detail-oriented, organised, and able to handle multiple priorities.
• Strong written and verbal communication skills.
• Proactive mindset with a willingness to learn and grow within the role.

Nice to have

• ACAMS certification (Certified Anti-Money Laundering Specialist)
• Degree in Law, Business, or a related field
• In-depth knowledge of UK Anti-Money Laundering (AML) frameworks
• Strong understanding of UK AML regulations and FCA requirements.

Responsibilities

• Support the MLRO in all aspects of compliance oversight.
• Carry out customer due diligence (CDD) and enhanced due diligence (EDD) checks for onboarding from time
• Support responses to RFI’s from banking partners
• Perform ongoing KYC reviews and ensure customer records remain up-to-date
• Conduct transaction monitoring, escalate suspicious activity, and assist with SAR preparation.
• Assist with internal compliance reporting, audit preparation, and regulator requests.
• Help maintain and update compliance policies and procedures in line with UK regulations.
• Provide first-line compliance support to internal teams, ensuring queries are resolved promptly.
• Stay informed on regulatory developments affecting the fintech and payments industry.
• Opportunity to grow into a more senior compliance role.
• Exposure to an international fintech environment - they have offices in Ghana, Nigeria, US, Hong Kong, Canada, Cameroon and Egypt
• Supportive and collaborative team culture.