Client Desirability Analyst II

FirstRand; Johannesburg; On-site; ZAR 600 000 - 800 000; Full time

Job summary

A leading financial institution in Johannesburg is seeking a Desirability Risk Analyst II to mitigate financial crime risks. The role involves making informed risk decisions, conducting holistic reviews of customer transactions, and engaging with various stakeholders. The ideal candidate will hold a relevant bachelor's degree and certification in anti-money laundering, with 3 to 5 years of experience in a similar role. The position offers opportunities for challenging work and innovation in a diverse team environment.

Benefits

Opportunities to network and collaborate

Challenging Work

Opportunities to innovate

Qualifications

• 3 to 5 years’ experience in a similar environment.
• Good understanding of risks related to financial crimes.
• Strong communication and stakeholder engagement skills.

Responsibilities

• Mitigate financial crime risks by making informed risk decisions.
• Conduct holistic reviews of customer transactions.
• Gather evidence to support decision making on financial crimes.
• Engage with stakeholders including clients, regulators, and law enforcement.
• Plan for process improvements and operational strategies.

Skills

Analytical thinking

Understanding of business and economy

Education

Relevant bachelor’s degree (e.g., Law, Risk Management, Criminology, Finance/Accounting)

Certification in Anti-Money Laundering (AML)

Job description

Job Description

To protect the bank by fulfilling and making informed decisions on Group screening, monitoring and reporting requirements in line with segment risk appetite, thereby mitigating incidence of financial crimes against the business.

Hello Future FirstRand Screening Services Client Desirability Risk Analyst II Welcome to FirstRand and FNB, the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of people that make it happen.

As part of our talent team, you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now’s the time to imagine your potential in a team where experts come together and ignite effective change.

Responsibilities

• Mitigate risk posed by incidents of financial crimes by making informed risk decisions in-line with FirstRand and segment risk appetite, thereby mitigating the risk posed by incidents of financial crimes perpetrated via the Bank’s infrastructure.
• Against a holistic review, determine:
  • if any of the customers have used, or have attempted to use, the Bank’s products and services for illicit purpose/s or for purposes that falls outside the defined organisational risk appetite; and
  • whether the continuation of a banking relationship with such clients expose the Bank to unacceptable risks in relation to inter alia Money Laundering, Funding of Terrorist Activity, Illicit Financial Activity or Reputational risk and/or contravenes the organisation’s risk appetite, or not.
• Collate, gather and supply compelling and comprehensive evidence pertaining to financial crimes (as per above) to support efforts to enable informed decision making.
• Based on your investigations conducted contribute towards recommendations relating to process and control changes to address loopholes identified and thus reducing financial crime risks the Bank.
• To effectively engage with stakeholders (which include but may not be limited to clients, peers, regulators, law enforcement agencies, etc.).
• Plan for value-added process improvements, initiatives, and services to deliver on operational strategy and objectives and continuously review objectives and goals.
• Build working relationships across teams and functional lines to enhance work delivery, collaboration, and innovation.
• Provide an administration service that meet time and quality standards and includes reporting and updating of all relevant information.

Qualifications

• Have a relevant bachelor’s degree (e.g., Law, Risk Management, Criminology, Finance/Accounting).
• Are certified through a formal Anti-Money Laundering (AML) progamme.
• Have 3 to 5 years’ experience in a similar environment.
• Are analytically thinking, have a good understanding of business and the larger economy including the micro and makro factors that influence the broader economy as well as the economic value chain.

Benefits

• Opportunities to network and collaborate.
• Challenging Work.
• Opportunities to innovate.

Culture Fit

• Curious & courageous - you're driven by always wanting to know more and learn more and you're brave enough to.
• Obsessed with mastery - you know what it takes to become good at what you do and are constantly pushing yourself to do it.

Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below 21/01/26.

All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.