Architect jobs in Singapore

We are seeking an experienced payments technical sme to lead the design, delivery, and support of payment and card-based technology solutions. The role involves managing technical teams, driving end-to-end delivery of payment systems, and ensuring solutions are secure, scalable, and compliant with banking and regulatory standards.

• Serve as the technical authority on payment systems, platforms, and integrations.
• Payments domain expertise: Domestic and International Payments, Payment routing, Cheques, Clearing & Settlement Systems (RTGS, Cross border, ACH, Faster Payments and G3 / MEPS /HK CHATS / CHAPS), SWIFT, Standing Instructions, Direct Debits, Credit transfer, Bulk Payments, Payment formats (SWIFT, ISO20022 XML, NACHA etc).
• Technical skills: Oracle SQL, Unix, Websphere.
• Experience in managing technical aspect software products.
• Provide guidance on architecture, design, and implementation of payment solutions.
• Evaluate emerging payment technologies and recommend adoption strategies.
• Document technical processes, standards, and best practices.
• Working knowledge of the cash management domain.
• Lead and manage technical teams delivering payments and card platform solutions.
• Excellent Techno Functional skill in the Payments area

• Ensure compliance with regulatory standards.
• Implement and monitor security frameworks relevant to payments.
• Troubleshoot complex payment issues and provide root cause analysis.

• Partner with product, engineering, and business teams to define requirements and deliver solutions.
• Support vendor selection, integration, and management of third-party payment providers.
• Facilitate communication between technical and non-technical stakeholders.

• Train and mentor teams on payment systems and industry trends.
• Drive continuous improvement in payment processes and technical practices.
• Represent the organization as a subject matter expert in internal and external forums.

• More than 15 years of experience in payments technology, financial services, or fintech.
• Proven expertise in payment processing systems (e.g., card networks, ACH, SWIFT, real-time payments).
• Expertise in configuring the payment product.
• Strong understanding of APIs, microservices, and integration patterns.
• Familiarity with compliance and security frameworks relevant to payments.
• Deep technical knowledge of payment platforms and transaction flows.
• Strong problem-solving and analytical skills.
• Oversee end-to-end project delivery including scope, timeline, quality, and budget
• Excellent communication and stakeholder management abilities.
• Hands-on experience with payment gateways, fraud detection, and settlement systems.
• Hands on experience with payment products like Finastra-GPP.
• Ability to translate complex technical concepts into business-friendly language.
• Experience with Agile / SDLC delivery models
• Strong unders1anding of payment processing, card lifecycle, and transaction flows
• Working knowledge of Agile methodology.

• Certifications such as Certified Payments Professional (CPP) or PMP.
• Experience with cloud-based payment solutions (AWS, Azure, GCP).
• Knowledge of blockchain, digital wallets, and emerging payment technologies.
• Prior experience in global payments and cross-border transaction systems.
• Familiarity with ISO 20022 standards and instant payment schemes.