Postes à Hermosillo, Mexique

PayJoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. We lend through our patented technology that turns a smartphone into digital collateral, and our cutting-edge machine learning, data science, and anti-fraud AI allow us to offer the lowest cost and qualify the most customers in the industry. As of 2025 we have brought billions of dollars in credit to 15 million customers, doubling in the last two years while remaining strongly profitable and sustainable for the long term.

This role

The Treasury Manager is responsible to ensure the efficient management of the company’s treasury operations, with a strong focus on cash flow visibility, foreign exchange operations, banking access control, investment tracking, and compliance with internal controls and global policies.

• Ensure timely and accurate processing of invoices and payments of vendors and admins in Colombia
• Monitor and analyze accounts payable expenses to ensure compliance with budget
• Maintain strong relationships with vendors and resolve any payment issues
• Ensure adherence to internal controls, policies and regulatory requirements
• Assisting Finance Director to manage liquidity and review daily cash balances and cash flows in the treasury management system
• Assisting Finance Director to document all AP procedures (SOPs) and keep updated Global Policies at least annually or more frequently as require
• Participation in local and global projects where Treasury is involved
• Supporting internal and external audits
• Contribute to the development of financial strategies that align with the Company’s goals
• Tracking of banking access in Colombia
• Assist Senior Treasury Manager to manage liquidity and review daily cash balances and cash flows in Kyriba
• Assist Senior Treasury Manager to document Treasury procedures (SOPs)
• Participation in local and global projects where Treasury is involved
• Supporting internal and external audits

• Degree in Finance, Accounting, Business Administration, or a related field
• Master’s degree is a plus
• Experience in Accounts Payable and/or Treasury
• Problem solving and analytical skills
• Ability to read, write, and communicate in English and in a business setting
• Maintain and build strong relationships with senior stakeholders
• Detail oriented
• Create scalable workflows and implement company-wide treasury processes
• Experience with bank portals
• Excel proficiency
• Experience with Kyriba
• Experience with Netsuite, PBCS/Hyperion is a plus
• Manage operations and liquidity management strategies
• Knowledge of financial instruments, credit facilities and treasury best practices

• 100% Company-funded Health and Life Insurance for employees and immediate family members
• Indefinite-term contract
• 20 days of vacations
• $2,000 USD annual Co-working Travel perk
• $2,000 USD annual Professional Development perk
• $500 USD Phone finance with PJ
• $250 Wellness
• $200 Headphones
• $250 WFH

PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.

PayJoy Principles

Finance for the next billion • Ownership • Break Through Walls • Live Communication • Transparency & Directness • Focus on Scale • Work-Life Balance • Embrace Diversity • Speed • Active Listening