Credit Risk Lead - Fintech Lending

Shipper; Jakarta Utara; On-site; IDR 503.778.000 - 839.631.000; Full time

Job summary

A growing technology company in Jakarta is seeking an experienced Credit Analyst. In this role, you will evaluate borrowers' creditworthiness, prepare structured credit recommendations, and monitor loan portfolios for risk management. The ideal candidate should have 3–4 years of experience in financial institutions, strong analytical capabilities, and proficiency in Excel or Google Sheets. This position offers the chance to make an impact while working in a dynamic team environment.

Qualifications

• Minimum 3–4 years of experience as a Credit Analyst or in Risk Management.
• Strong understanding of credit risk assessment principles.
• Proficient in data analysis using Excel or Google Sheets.

Responsibilities

• Evaluate borrower’s creditworthiness through financial statements.
• Prepare structured credit recommendations for the Credit Committee.
• Monitor loan portfolio performance including DPD and NPL.
• Provide early warning analysis on potential risks.
• Develop monthly credit risk reports.

Skills

Credit analysis

Financial statements understanding

Data analysis (Excel/GSheet)

Communication skills

Detail-oriented

Job description

A growing technology company in Jakarta is seeking an experienced Credit Analyst. In this role, you will evaluate borrowers' creditworthiness, prepare structured credit recommendations, and monitor loan portfolios for risk management. The ideal candidate should have 3–4 years of experience in financial institutions, strong analytical capabilities, and proficiency in Excel or Google Sheets. This position offers the chance to make an impact while working in a dynamic team environment.