Senior Medical Underwriter

AXA; Paris; Hybride; EUR 70 000 - 90 000; Plein temps

Résumé du poste

Rejoignez AXA en tant que Senior Medical Underwriter, où vous contribuerez à la stratégie d'underwriting médical. Avec une équipe dynamique, vous soutiendrez les entités AXA et développerez des solutions d'underwriting automatisées. Ce rôle nécessite une expertise en assurance santé et protection, avec une forte collaboration et des compétences en communication.

Prestations

Mobilité interne

Formation continue

Bénéfices divers

Travail flexible

Qualifications

• Minimum 6 à 8 ans d'expérience en underwriting médical.
• Expérience dans le développement de règles d'underwriting automatisées.
• Qualifications professionnelles en assurance santé et protection souhaitées.

Responsabilités

• Soutenir les entités AXA et conseiller sur les demandes d'underwriting.
• Développer et mettre en œuvre des directives d'underwriting pour la protection et la santé.
• Former les entités AXA aux meilleures pratiques d'underwriting.

Connaissances

Communication

Analyse de données

Collaboration

Formation

Qualification professionnelle médicale

Outils

Outils d'information de gestion

Description du poste

Why AXA? Every day, we work together for human progress by protecting what matters. A mission that puts a smile on your face and makes you want to get up in the morning!

One of the world's leading insurers in the protection of property, people and assets, AXA is 145,000 employees and contributors who are committed to our customers on a daily basis, 51 countries in which we distribute our products and services and more than 90 million customers who place their trust in us worldwide. As a responsible corporate citizen, AXA is committed to social and environmental causes on a daily basis. We are committed to an inclusive policy that recognizes and values individual differences. Do these ambitions speak to you? Then come and change the world with us!

YOUR WORK ENVIRONMENT

The headquarters of the AXA Group (GIE AXA) brings together our corporate activities. It provides guidance and support to subsidiaries around the world, to ensure the coordination and monitoring of the Group's global strategy, the application of its standards, the consistency of commercial approaches and the sharing of best practices. The headquarters gathers approximately 1000 employees and is distinguished by its strong international culture (45 nationalities), which makes it a rich and stimulating place to work.

Within the Group, you will join the Group Underwriting Office (GUO) in the Life, Savings and Health Underwriting department.

Within this Department, you will be part of the Medical Underwriting team reporting to the Chief Medical Officer.

YOUR ROLE AND RESPONSABILITIES :

The Senior Medical Underwriter is accountable for supporting day to day activities and leading (where needed) activities within the Group’s medical underwriting strategy for both protection and health. Providing advice, sharing technical expertise, training and guidance to AXA entities on medical and non-medical aspects consistent with AXA Group’s underwriting standards and philosophy.

In line with the objective to enhance AXA’s underwriting technical excellence and increase independence and inclusivity, together with the Group Medical Underwriting team the role requires the development and implementation of the Group Underwriting Guidelines on key strategic matters and medical conditions.

The role requires working closely with the other members of the Group Medical Underwriting Team to identify training opportunities and make recommendations to enhance technical excellence through various learning programmes and platforms.

Main focus areas :

bull; Support and advise AXA entities, dealing with underwriting enquiries

bull; Collaborate with the AXA entities to customise underwriting automated rules that conform to AXA’s underwriting standards and philosophy for both protection and health

bull; Together with the Group Medical Underwriting Team take the lead in the development and implementation of AXA underwriting guidelines for protection and health that are consistent with AXA’s risk appetite / profile, standards and philosophy, ensuring they are based on sound underwriting principles and factoring in product pricing and market centric considerations

bull; Support and lead implementation of automated underwriting solutions (rule-engines, AI supported solutions) in close collaboration with entities, Group operations and external providers

bull; Conduct comprehensive review of AXA entities’ underwriting practices and provide accurate observations, concise and actionable recommendations

bull; Conduct reviews of automated UW rules and develop improvements based on BI – dashboards and market feedabck

bull; Provide a quality and prompt underwriting service to internal and external clients with the ability to communicate outcomes

bull; Identify underwriting trends, training and developmental opportunities and lead workshops / training

bull; Establish and maintain collaborative relationships with senior staff in AXA entities

bull; Work on special projects as needed, taking the lead as the occasion arises

bull; Organise and perform technical training at Group level and local entities on relevant underwriting topics

bull; Maintain a current view of emerging and changing trends both medically and financially that impact risk selection within protection and health

YOUR PROFILE

bull; Minimum 6 to 8 years medical underwriting experience with expert knowledge on protection and health products

bull; 5+ years in an underwriting development role

bull; Experience in the development in UW rules for automated underwriting rules-engines. Experience in the implementation of UW systems.

bull; Experience in the development of management information tools, i.e. real time dashboards

bull; Expert knowledge and deep understanding of protection and health insurance risk evaluation and selection process

bull; Advanced knowledge of insurance industry principles and practices including protection and health insurance operations, reinsurance practices, product, sales concepts, compliance and legal issues, claims and distribution, specifically those affecting underwriting guidelines and practices

bull; Very good communication and presentation skills, including the ability to communicate findings, performance standards, and provide detailed feedback

bull; Ability to work collaboratively and productively with underwriters, managers and other business units

bull; Ability to analyse data and identify trends to provide a comprehensive analysis of patterns and training needs

bull; Professional qualifications e.g. medical qualification or formal professional accreditation preferred

bull; Team oriented and able to cooperate, provide constructive feedback to ideas and initiatives

WHY JOIN US

You will join :

• A responsible company, towards people, including its employees and customers, and towards the planet
• A company with strong values
• A company promoting internal mobility and the training of its employees
• A company offering many benefits (learn more here : Reward & Benefits | AXA Group )
• A flexible company, allowing hybrid work, in the office and from home.

In line with our commitments, we celebrate each new hire by taking action for global reforestation : we plant a tree for every recruitment. So, are you ready to apply?