Economia ofertas em Espanha

At ING we are looking for a Head of Risk Model Development

We are looking for a talented and enthusiastic Head of Risk Model Development to join our Retail Credit Risk Team within ING Risk Domain.

The responsibility of the Retail Credit Risk team is to oversight the risk in the Spanish Retail Lending portfolio during the whole credit lifecycle and our way of working is 100% flexible in small subject-expert areas and with a continuous interaction with international teams.

Lead a team of 5-7 data analysts and model developers in charge of developing risk regulatory models. As a team leader you will lead the strategic direction development and governance of risk models across the retail portfolios of Mortgages and Consumer Lending ensuring that all modelling activities align with regulatory expectations internal governance standards and business objectives.

You will play a critical role in supervising the development of IRB and IFRS9 (EAD PD LGD) and Credit decision models driving innovation in modelling practices and representing the modelling function in senior leadership and regulatory forums. The role requires strong leadership technical expertise and the ability to translate complex modelling outcomes into actionable insights for decision‑makers.

Your ability to navigate senior stakeholder relations is critical as you will be the main point of contract for all modelling conversations with senior management regulators and internal stakeholders to communicate modelling strategy.

Lead a team of 5-7 data analysts and model developers in charge of developing risk regulatory models. As a team leader you will lead the strategic direction development and governance of risk models across the retail portfolios of Mortgages and Consumer Lending ensuring that all modelling activities align with regulatory expectations internal governance standards and business objectives.

You will play a critical role in supervising the development of IRB and IFRS9 (EAD PD LGD) and Credit decision models driving innovation in modelling practices and representing the modelling function in senior leadership and regulatory forums. The role requires strong leadership technical expertise and the ability to translate complex modelling outcomes into actionable insights for decision‑makers.

Your ability to navigate senior stakeholder relations is critical as you will be the main point of contract for all modelling conversations with senior management regulators and internal stakeholders to communicate modelling strategy and outcomes.

Want to know if this job is made for you These are some of the qualities that we value the most for this role. And if the shoe fits dont hesitate to apply!

• Bachelors degree or equivalent in Economics Statistics Maths or Engineering.
• 5-10 years of quantitative Risk models development experience.
• Excellent knowledge of statistics and / or mathematics as well as in SAS and SQL.
• Understanding of Basel capital framework and IFRS 9.
• Strong leadership and team management skills.
• Strong senior stakeholder management and communications skills.
• Ability to critically analyze complicated model outputs and provide challenges / recommendations.
• Pro‑active mind‑set. Focus on delivering pragmatic and feasible solutions.
• Fluent English and Spanish language skills.
• Availability for occasional travels to attend training or meetings in other ING locations.

The time you spend at work the challenges you face or the lessons you learn are very important, but what about your personal life? At ING we want your work to fulfil you in every way, and that is why we take care of even the smallest details.

Check out what is waiting for you!

Our model is all about flexibility and accountability. Keeping both our customers and our colleagues needs in mind you determine together which days you work at home and which you come to ING MAD to offer your best.

So that thinking about what to have for lunch doesn’t take up your time or your cravings.

In our offices you can find electric mobility solutions, medical, hairdresser, gym, The Good Service (to help you with your errands) and much more!

For you and all your family (spouse/partner and children).

We help you protect what matters most to you.

In addition you will enjoy our flexible remuneration model through a more tax‑advantaged way you will be able to access other services such as nursery transport card training aids.

It does not matter where you live. We have 6 routes (North Central South A5 A42 and A6) to get you to our ING office in Madrid comfortably.

360º care of the employee (physical mental social connection & purpose).

Physiotherapy service on site.

Clinics with professional world‑class athletes.

Gympass service.

Employee Networks: Rainbow Lions (LGBTQI) Leonas & RIΝG.