Mortgage Underwriter jobs in Canada

Join a Challenger

Being a traditional bank just isn’t our thing, so we challenge ourselves to get creative in providing innovative banking solutions for Canadians.

How do we get there? With a talented team of inquisitive and agile challengers that break through the status quo. If you’re passionate about redefining the future of banking—while having fun—this could be your next big opportunity.

Our company continues to grow, serving over 670,000 people across Canada through Equitable Bank, Canada's Challenger Bank, and has been around for more than 50 years. Equitable Bank's wholly-owned subsidiary, Concentra Bank, supports credit unions across Canada that serve more than six million members. Together, we manage over $125 billion in assets, with a clear mandate to drive change in Canadian banking and enrich people's lives. Our customers have recognized our EQ Bank digital platform ( eqbank.ca ) as one of Canada's top banks on the Forbes World's Best Banks list since 2021.

The Mortgage Underwriter Role

The Mortgage Underwriter is responsible for negotiating, recommending, declining, and, in some cases, approving mortgage applications within established guidelines. This involves securing real estate, exercising sound judgment, and ensuring efficiency without compromising service or profitability.

Key Responsibilities

• Review mortgage applications daily, negotiate terms, decline or recommend approvals, and approve applications as appropriate. Ensure timely closing by following up on conditions and documents, maintaining compliance with guidelines. (50%)
• Follow up with brokers on mortgage commitments to ensure efficient file closing. (20%)
• Provide excellent customer service to mortgage brokers, clients, and colleagues, responding to inquiries and maintaining broker relationships. (20%)
• Offer underwriting expertise, stay updated on company policies, procedures, and products. (10%)

Candidate Profile

What We Offer (Full-time Permanent Roles)

The role involves hybrid work, based at 2200-25 Ontario Street, Toronto, ON .

Equitable Bank values inclusion and diversity, supporting a barrier-free environment. We encourage applicants to request accommodations during the hiring process. All hires require criminal and credit background checks. Only candidates whose skills closely match the role will be contacted.

We look forward to meeting you!

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