Remote Mortgage Underwriter & Risk Advisor

Canadian Imperial Bank of Commerce; Toronto; Hybrid; CAD 75,000 - 100,000; Full time

Job summary

A leading Canadian bank in Toronto is seeking a Consultant Underwriting. In this role, you will be responsible for reviewing and approving complex residential mortgage applications while ensuring compliance with established guidelines. The position requires strong analytical thinking and decision-making skills. The bank offers a competitive salary, banking benefits, and a supportive work environment that values employee growth and well-being.

Benefits

Competitive salary

Incentive pay

Banking benefits

Defined benefit pension plan

Employee share purchase plan

Vacation offering

Wellbeing support

Moments recognition program

Qualifications

• Experience with mainframe applications CLASS and Target.
• Working knowledge of CIBC Mortgages and related areas, typically acquired through two years in general mortgage.

Responsibilities

• Review, process, and approve complex mortgage applications efficiently.
• Assess property specific third-party due diligence reports.
• Act as a consultant for underwriters and branches on credit decisions.
• Guide senior mortgage business partners in adjudication matters.

Skills

Analytical Thinking

Credit Decisions

Decision Making

Mortgage Documentation

Real Estate Lending

Risk Assessments

Risk Management and Mitigation

Underwriting

Tools

CLASS

Target

Job description

A leading Canadian bank in Toronto is seeking a Consultant Underwriting. In this role, you will be responsible for reviewing and approving complex residential mortgage applications while ensuring compliance with established guidelines. The position requires strong analytical thinking and decision-making skills. The bank offers a competitive salary, banking benefits, and a supportive work environment that values employee growth and well-being.