Standard Bank: PPB Risk Graduate Programme 2025

Learnerships Hub; Johannesburg; On-site; ZAR 300,000 - 400,000; Full time

Job summary

A leading financial services provider in Johannesburg seeks Graduate Trainees to join their Risk Management division. Over an 18-month program, you will rotate through various departments to gain expertise in areas such as Decision Science and Fraud Risk Management. Candidates should have a Master’s or Honours qualification in relevant fields, with no more than 18 months of work experience. This role offers extensive learning and growth opportunities.

Qualifications

• Masters or Honours qualification by 31 December 2025.
• South African Citizen preferred.
• Work experience should not exceed 18 months.

Responsibilities

• Learn about the Credit Lifecycle.
• Participate in value adding projects.
• Contribute to fraud insights and analytics.

Skills

Data analysis

Coding skills

Collaboration

Education

Masters or Honours in a relevant field

Job description

We’re looking for talented individuals to join our Risk Management division as Graduate Trainees.

The aim of our 18-month graduate programme is to equip you with skills and experiences deemed necessary to set you up for becoming a skilled Risk Practitioner, with guidance and support from Senior Executives & Managers who run the Risk Management portfolios.

Through a series of rotations, you will learn how risk is managed in the bank and gain extensive experience in a wide range of analytical areas within the Personal & Private Banking (PPB) Risk business unit. These areas include Decision Science, Credit Solution Engineering and Lending portfolios (i.e., Credit Card, Home Finance, Car Finance and Personal Loans), Fraud Risk Management and Non-financial risk.

You will be recruited as a permanent employee from the start of the program and placed into a team of choice, after rotations conclude.

During this 18-month programme you can look forward to:

• Learning about the Credit Lifecycle
• Participating in value adding projects
• Ad hoc reporting, insights and analytics to inform business decisions
• Collaborating with various teams
• Learning/improving coding skills
• Driving modernisation of digital credit solutions/strategies in Africa Regions
• Contributing to fraud insights and analytics
• Scorecard, capital, impairments and/or machine learning model monitoring and/or development
• Building credit strategies
• Using data science tools to automate risk assurance processes.

Qualifications

Masters or Honours in:

• BSc / Bcom / BDatSci
• Statistics
• Data Science
• Pure Mathematics
• Actuarial Science
• Informatics / Information Systems
• Computer Science
• Computational and Applied Mathematics
• Econometrics
• Behavioural Economics

Honours qualification to be completed by 31 December 2025

Additional Information

Minimum requirements:

• South African Citizen
• Should you have work experience, it should not exceed 18 months
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies