Home Loans Defended Matters Specialist

Absa Group; Johannesburg; On-site; ZAR 200,000 - 300,000; Full time

Job summary

A leading financial services group in Johannesburg seeks a Legal Advisor to manage defended legal matters related to home loans. Responsibilities include liaising with attorneys, providing strategic legal advice, and ensuring compliance with relevant laws. Candidates should have an LLB Degree and a minimum of 2 years' litigation experience in the financial sector. This opportunity offers a chance to contribute to the growth of a proud African company.

Qualifications

• Minimum 2 years’ experience in litigation, focusing on defended matters in banking.
• In-depth knowledge of the National Credit Act and court rules.
• Ability to manage high-pressure situations.

Responsibilities

• Manage a portfolio of defended legal matters involving home loans.
• Liaise with attorneys and stakeholders for case resolution.
• Provide legal advice and risk assessments.

Skills

Negotiation

Analytical skills

Communication

Independent working

Education

LLB Degree

Admission as an attorney

Job description

Empowering Africa’s tomorrow, together…one story at a time.

With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.

Job Summary

• Manage a portfolio of defended legal matters involving home loans, including litigation, mediation, and settlement negotiations.
• Liaise with external attorneys, counsel, and internal stakeholders to ensure effective resolution of cases.
• Provide strategic legal advice and risk assessments on defended matters.
• Ensure compliance with relevant legislation, regulations, and internal policies.
• Monitor legal trends and case law developments impacting home loan litigation.

Job Description

• Responsible for all defended matters (trial, applications, appeals) and ensuring all matters tagged correctly on DM.
• Management of the Rescission Application portfolio.
• Responsible for compiling reports and sharing with Group Litigation.
• After Plea is received, ensure Form B is sent to Group Litigation and review the Plea.
• Conducting Monthly meetings with Group Litigation.
• Managing the legal cost for Defended Homeloans Accounts.
• Engage daily with the Attorneys and obtain all documentation and recalculations requested for trial purposes.
• Managing the Fraud Portfolio.
• Support the Litigation team.

Requirements

• LLB Degree
• Admission as an attorney would be preferable.
• Minimum 2 years’ experience in litigation, with a strong focus on defended matters in the financial services or banking sector.
• In-depth knowledge of the National Credit Act, Magistrates’ Court Rules, High Court Rules, and related legislation.
• Excellent negotiation, analytical, and communication skills.
• Ability to work independently and manage high-pressure situations.

Education

Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank.

Absa Bank Limited reserves the right not to make an appointment to the post as advertised