Head: Recoveries

Capitec Bank; Cape Town; On-site; ZAR 1 200 000 - 1 800 000; Full time

Job summary

A leading South African bank in Cape Town is seeking an experienced leader to develop and implement their Recoveries strategy. The ideal candidate will have over 10 years of management experience in a credit environment, with a strong ability to lead and oversee operations. A Bachelor's Degree in Finance or Commerce is required, and a Master's degree is preferred. This role involves strategic input and exposure to executive level engagement, demanding excellent communication and leadership skills.

Qualifications

• 10+ years of management experience in senior roles in a credit environment.
• Experience in influencing and relationship management.
• Proven expertise in leading Recoveries operations.

Responsibilities

• Develop and implement the Recoveries strategy aligned with organizational goals.
• Oversee execution through a comprehensive Recoveries business plan.
• Provide leadership and management within the Recoveries department.

Skills

Communications Skills

Analytical Skills

Commercial Thinking Skills

Leadership Skills

Education

Bachelor's Degree in Finance or Commerce

Masters Degree in Business Administration

Job description

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Purpose Statement

• Responsible for developing and implementing the Recoveries strategy as part of the broader BSC Divisional strategy, ensuring it supports and delivers the organisational goals.
• Ensure alignment of the Recoveries strategy with the overall Credit management strategy.
• Oversee the effective execution of the strategy through a comprehensive Recoveries business plan, providing effective leadership and management of the functions within the Recoveries department.

Experience

• 10yrs+ management experience in an increasingly senior roles in a credit environment with responsibility for Recoveries.
• Proven experience of using influence and relationships to drive and achieve objectives.
• Experience of managing large teams
• Experience of successfully leading, planning and managing Recoveries operations and initiatives
• Influencing and providing strategic input and regular exposure to Executive level engagement

Qualifications (Minimum)

• Bachelor's Degree in Finance or Commerce

Qualifications (Ideal or Preferred)

• Masters Degree in Business Administration

Knowledge

• Knowledge and experience of the Credit life cycle/value chain.
• Expert knowledge of Recoveries and recoveries best practice
• Commercial, business and financial principles and practices and acumen. Building and developing effective teams.
• Credit management systems.
• Governance and credit management principles
• Business products, processes, policies and systems
• Fundamental IT systems and data analysis
• Quality principles and practice
• Leadership, mentoring and coaching methods and practices.
• Reporting, budgeting, planning, networking practices

Skills

• Communications Skills
• Analytical Skills
• Commercial Thinking Skills
• Leadership Skills

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.