Head of Secured Credit Product Strategy

Capitec; Gauteng; On-site; ZAR 900 000 - 1 400 000; Full time

Job summary

A leading bank in South Africa is looking for a Product Head to manage their secured credit portfolio. This role involves strategic leadership and product lifecycle management of various lending products. The ideal candidate will have 8-12 years of experience in secured lending product management, a strong understanding of regulatory frameworks, and proven leadership skills to guide cross-functional teams. A Bachelor's Degree is required, with an Honours Degree preferred. The position aims to promote diversity and inclusion within the team.

Qualifications

• 8–12 years in secured lending product management, ideally within retail or business banking.
• Strong understanding of secured lending markets, regulatory frameworks, and customer segments.
• Familiarity with credit risk, collateral processes, and product lifecycle management.

Responsibilities

• Overseeing strategic leadership and lifecycle management of secured credit portfolio.
• Leading cross-functional teams to deliver large-scale lending products.
• Driving digital transformation and automation in lending journeys.

Skills

Strong leadership and stakeholder management skills

Commercial thinking skills

Decision-making skills

Interpersonal & relationship management skills

Problem-solving skills

Strategic thinking skills

Education

Bachelor's Degree

Honours Degree

Job description

A leading bank in South Africa is looking for a Product Head to manage their secured credit portfolio. This role involves strategic leadership and product lifecycle management of various lending products. The ideal candidate will have 8-12 years of experience in secured lending product management, a strong understanding of regulatory frameworks, and proven leadership skills to guide cross-functional teams. A Bachelor's Degree is required, with an Honours Degree preferred. The position aims to promote diversity and inclusion within the team.