Decision Scientist

Capitec Bank; Stellenbosch; On-site; ZAR 300 000 - 400 000; Full time

Job summary

A leading banking institution in Stellenbosch is seeking a data-focused professional to solve business problems and enhance product offerings. Candidates should possess an Honours Degree in Mathematics or Statistics and at least 2 years of analytical experience. The ideal candidate will have skills in statistical modeling, machine learning languages like Python or SAS Viya, and be adept at optimizing data for strategic decisions. This role offers the opportunity to significantly impact data-led initiatives within the bank.

Qualifications

• At least 2 years' work experience in an analytical science role.
• Statistical model development including machine learning and quantitative analysis.
• Knowledge of relational database technologies and basic business analysis.

Responsibilities

• Solve business problems and create new products using data science.
• Analyze and optimize data for decision-making processes.
• Build and deliver data-led AI strategies and analytics models.

Skills

Numerical Reasoning skills

Researching skills

Analytical Skills

Attention to Detail

Problem solving skills

Decision making skills

Planning, organising and coordination skills

Presentation Skills

Communications Skills

Interpersonal & Relationship management Skills

Education

Honours Degree in Mathematics or Statistics

Masters Degree in Mathematics or Statistics

Tools

Python

SAS Viya

Cloud environments (Azure, AWS)

Job description

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We\'re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

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2. Once you have completed the above finalize your application by clicking apply below

Purpose Statement

• To solve business problems, create new products and services and improve processes through using the disciplines of data science, quantitative (financial) analysis, and traditional scoring techniques, translating active business data into usable strategic information.
• To look at ways of analysing and optimising data as it relates to a specific business area; framing data analysis in terms of the decision-making process for questions or business problems posed by a stakeholder.
• To help build and deliver Capitec\'s AI strategy, enabling data-led and improved business decision making. Design quantitative advanced analytics models that answer business questions and/or discover opportunities for improvement, increased revenue, or reduced costs.

Education (Minimum)

• Honours Degree in Mathematics or Statistics

Education (Ideal or Preferred)

• Masters Degree in Mathematics or Statistics

Experience and Knowledge

• Minimum Experience and Knowledge: At least 2 years\' work experience in an analytical science role (length of experience required is also conditional on qualifications obtained)
• Statistical (predictive and classification) model development and deployment including traditional scoring (logistic regression with binning and missing value replacement - e.g., reject inference), Machine Learning (neural networks, SVM, random forests, etc.), and Quantitative Analysis (time value of money, etc.)
• Working in Cloud environments (e.g., Azure, AWS, and large relational databases)
• At least one Machine Learning language (e.g., Python or SAS Viya)
• Basic general business know-how (e.g., risk, compliance, and operations - such as NCR, POPIA, SARB, etc.)
• Knowledge of basic functional business area (e.g. Credit) environment
• Knowledge of relational database technologies
• Basic business analysis and requirements gathering
• Scorecard development and/or monitoring

Ideal Experience and Knowledge

• Financial / Banking sector
• Retail Credit environment / industry
• Developing scorecards

Skills

• Numerical Reasoning skills
• Researching skills
• Analytical Skills
• Attention to Detail
• Problem solving skills
• Decision making skills
• Planning, organising and coordination skills
• Presentation Skills
• Communications Skills
• Interpersonal & Relationship management Skills

Additional Information

• Clear criminal and credit record

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.