Credit Risk Manager Africa

Yara; Johannesburg; On-site; ZAR 400,000 - 650,000; Full time

Job summary

A leading agricultural company is seeking a professional in Johannesburg for credit risk management. This role involves analyzing credit documentation, establishing stakeholder relationships, and guiding teams on credit risk principles. The ideal candidate has a Bachelor's degree in finance or related fields, 3-5 years of experience in credit risk management in the African market, and strong analytical skills. Knowledge in financial analysis software is a plus.

Qualifications

• 3-5 years of experience in credit risk management within the African market.
• In-depth knowledge of credit risk management principles and methodologies.
• Familiarity with risk assessment tools and underwriting practices.

Responsibilities

• Review and analyze credit documentation and loan agreements.
• Establish relationships with external stakeholders.
• Monitor and report on credit risk metrics and portfolio trends.

Skills

Analytical skills

Quantitative skills

Knowledge of credit risk management principles

Use of financial analysis software

Understanding of credit scoring models

Education

Bachelor’s degree in finance, Economics, Business Administration

Advanced degree or certifications (e.g., FRM, CFA)

Tools

DebiTEX

MS Office

Job description

Responsibilities

• Review and analyse credit documentation, loan agreements, and collateral requirements, ensuring compliance with internal policies and external regulatory guidelines.
• Establish and maintain effective relationships with external stakeholders, including credit rating agencies, banks, regulatory bodies, and other financial institutions.
• Provide guidance and training to teams involved in credit risk activities, ensuring a thorough understanding of credit risk management principles and best practices.
• Monitor and provide regular reports on credit risk metrics, key performance indicators, and portfolio trends to senior management and relevant stakeholders.

Qualifications and Experience

• Bachelor’s degree in finance, Economics, Business Administration, or a related field. Advanced degree or certifications (e.g., FRM, CFA) are preferred.
• Proven experience in credit risk management within the African market, with a minimum of 3-5 years in a similar role.
• In-depth knowledge of credit risk management principles, methodologies, and regulatory frameworks within the African context.
• Strong analytical and quantitative skills, with the ability to assess complex financial data and make sound credit risk decisions.
• Familiarity with risk assessment tools, credit scoring models, and underwriting practices.
• Excellent understanding of industry-specific credit risk factors and market dynamics in the African market.
• Proficiency in using financial analysis software (DebiTEX), risk management systems, and MS Office applications.

Knowledge grows through differences

Yara is committed to creating a diverse and inclusive environment and is proud to be an equal opportunity employer. We believe that creating a diverse and inclusive work environment is not only the right thing to do. To deliver on this, Yara has firmly anchored Diversity, Equity & Inclusion (DE&I) in our business strategy and has more than 400 employees worldwide involved in D&I ambassadors networks. As part of our recruitment process, where permitted by local law, we may conduct reference and background checks. These checks will only be performed when deemed necessary for the nature of the job. Candidates will be informed by HR before any background checks are initiated.