Compliance Officer (Remittance / Fintech / Remote)

Black Pen Recruitment; Remote; ZAR 300 000 - 400 000; Full time

Job summary

A technology firm is seeking a remote Compliance Officer to ensure regulatory compliance and support the MLRO. The ideal candidate will have over 5 years of compliance experience, especially in fintech, and be familiar with KYC processes and transaction monitoring. This role offers the chance to grow into a senior compliance position within a supportive team culture. Candidates should demonstrate strong organisational skills and an eagerness to learn.

Qualifications

• 5+ years of compliance experience, ideally in fintech, remittances, or financial services.
• Hands-on experience with KYC onboarding and transaction monitoring systems.
• Detail-oriented, organised, and able to handle multiple priorities.

Responsibilities

• Support the MLRO in all aspects of compliance oversight.
• Carry out customer due diligence and enhanced due diligence checks for onboarding.
• Report suspicious activity and assist with SAR preparation.

Skills

Compliance experience

KYC onboarding

Detail-oriented

Strong communication skills

Organised

Education

Degree in Law, Business, or related field

ACAMS certification

Job description

About the job Compliance Officer (Remittance/Fintech/Remote)

Our client is a fast-growing technology company offering innovative cross-border and liquiditysolutions. With regulatory compliance at the core of their business, they are seeking a motivatedand detail-oriented Compliance Officer to support their UK Money Laundering Reporting Officer (MLRO).

Role Overview

As a Senior Compliance Officer, you will play a key role in safeguarding the business againstfinancial crime and ensuring regulatory compliance. You will act as the MLRO’s right-handperson, responsible for day-to-day compliance operations, including customer onboarding, KYC checks, and transaction monitoring.

This is an excellent opportunity for someone with 3-5 years’ compliance experience who iseager to take on more responsibility within a fintech environment, and ultimately lead a Compliance team

Job Type: Full Time/Permanent

Workplace: Remote

Requirements

• 5+ years of compliance experience, ideally in fintech, remittances, or financial services.
• Hands-on experience with KYC onboarding and transaction monitoring systems.
• Detail-oriented, organised, and able to handle multiple priorities.
• Strong written and verbal communication skills.
• Proactive mindset with a willingness to learn and grow within the role.

Nice to have

• ACAMS certification (Certified Anti-Money Laundering Specialist)
• Degree in Law, Business, or a related field
• In-depth knowledge of UK Anti-Money Laundering (AML) frameworks
• Strong understanding of UK AML regulations and FCA requirements.

Responsibilities

• Support the MLRO in all aspects of compliance oversight.
• Carry out customer due diligence (CDD) and enhanced due diligence (EDD) checks for onboarding from time
• Support responses to RFI’s from banking partners
• Perform ongoing KYC reviews and ensure customer records remain up-to-date
• Conduct transaction monitoring, escalate suspicious activity, and assist with SAR preparation.
• Assist with internal compliance reporting, audit preparation, and regulator requests.
• Help maintain and update compliance policies and procedures in line with UK regulations.
• Provide first-line compliance support to internal teams, ensuring queries are resolved promptly.
• Stay informed on regulatory developments affecting the fintech and payments industry.
• Opportunity to grow into a more senior compliance role.
• Exposure to an international fintech environment - they have offices in Ghana, Nigeria, US, Hong Kong, Canada, Cameroon and Egypt
• Supportive and collaborative team culture.