Business jobs in Singapore

• Provide Retail Products (Mortgages and Auto, Retail Deposits & Credit Cards/Personal Loans) business with options, recommendations and clear financial consequences based on robust analysis and a transparent decision-making framework.
• Support the respective Business Heads to drive and manage business performance based on agreed external & internal benchmarks for optimal decisions, superior performance, and appropriate rewards.
• Collaborate with Business in setting the expectation and provide right solutioning, to drive and manage WRB Agenda
• Understand the drivers of various lines of business and analyse the drivers that can influence delivery of planned target with Risk/Opportunities
• Support the delivery of Analytical ask by connecting to the Business context and link it to Country Plan target and strategic outcomes
• Ensure support to business stakeholders on regular and ad-hoc management meetings (e.g., MBR, ALCO, CMT and MAS CRAFT)
• Analyse the impact of Bank-wide projects such as structural hedging on WRB financials and its implications on business strategy

• Provide comprehensive MIs on financial performance to business heads and help them understand drivers of financial performance as well as quantify risks and opportunities arising from changes in the external environment
• Provide Storyboarding behind the numbers with value added Business commentaries
• Understand the Objectives of the Report and help to establish and deliver performance MI to the respective business heads
• Drive efficient use of metrics and standards in the delivery of reports
• Ensure Operational resilience in delivering the standard reports and adhoc requirements with no slippages in monthly ask (Quality/timeline)

• Collaborate with Country Performance Management and Product CFO teams (Group/Region/Country) aligning top down/Bottoms up for Budgeting / Flash/Outlook
• Constantly drive re-engineering of the Budgeting/ Forecasting process to deliver process efficiencies and effectiveness (Model Building)
• Support loading for Budgeting/ forecasting process and provision of data with key drivers that influence Corporate Plan

• Drive the change agenda by assessing the impact covering both Performance, System and Process
• Support in implementing the organisational changes in the MI with no slippage in quality/timeline
• Identify/ Build Digital Capability with the team to drive Automation / Standardisation
• Execute process simplification through Digital Capability and standardisation of Reports

• Maintain robust process around Balance Sheet Substantiation and coordinate with relevant stakeholders for the timely resolution of overdue balances.
• Ensure robust financial processes in place to report revenue as well as balance sheet for WRB in an accurate and timely manner
• Ensure compliance with Group / IFRS accounting principles and practices, Financial Control policy, and other regulatory accounting guidelines.
• Ensure timely and correct submission of financial returns to various internal and external authorities and stakeholders.

• Singapore Retail Products Business team (Retail Deposits, Retail Mortgages & Credit Cards Personal Loans)
• Singapore WRB Head of Business Finance
• Singapore Country Finance Team
• Group Retail Products Finance Team
• India Support Team

• External Auditors

• Display exemplary conduct and live by the Group's Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, elevate, mitigate, and resolve risk, conduct and compliance matters.

• Chartered Accountant or MBA with 10+ years of relevant finance experience in FP and A.
• Relevant Financial Planning and Analysis experience in supporting business financial analysis, preferably with experience in Retail Products
• Effective communication skills, including presenting and influencing senior management.
• Excellent Excel and PowerPoint skills
• Excellent written and oral communication skills.
• Solid people and project management skills.
• Leadership skills and ability to influence others in decision making.
• Relationship and stakeholder management skills are important.
• Initiative and proactive thinking

• MRC, FA, PSGL, SAP, HP, HPCM
• Tableau
• Microsoft Office (Excel, PPT, Word)
• A mature finance profession with relevant experience in Business Finance
• Quality of decision making within Singapore
• Influences and challenges issues, providing judgment and assessment of impact of proposed actions / activities on performance and strategy.
• Uphold the control and compliance culture in the bank.
• Good Communication and experience in computer skills (Excel, word, and presentation skills)
• A high degree of integrity and ability to challenge the views and actions of others in a constructive manner
• Attitude to drive change agenda
• Sound understanding of international accounting standards requirements, business analysis techniques, risk management methodologies, project management techniques.
• Ability to work effectively under pressure, multitask, lead through ambiguities, influence where the candidate does not have direct authority and build on unstructured formative situations
• Strong Analytical and Strategic mindset, coupled with a thorough understanding of business performance management outcomes
• Should have worked in a business finance function with strong FPand A background.
• Ability to understand and connect business drivers and rationale for and application of those relevant to the Performance management process.
• Significant experience of working with senior management team and of interfacing with and influencing senior stakeholders.

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

For further information, and to apply, please visit our website via the “Apply” button below.