Senior Business Analyst - Digital Banking (Loans & Mortgages)

CodeNinja Inc.; Saudi Arabia; On-site; SAR 150,000 - 200,000; Full time

Job summary

A digital banking consultancy is seeking a Senior Business Analyst specializing in loans and mortgages. The ideal candidate will have 6-7 years of experience in the banking sector, strong expertise in digital banking platforms, and the ability to work effectively with business and technology teams. This role involves analyzing business requirements, ensuring regulatory compliance, and participating in stakeholder discussions. Arabic-speaking candidates are preferred, and the position offers opportunities for career growth in a culture that values innovation and continuous learning.

Benefits

Opportunity to grow into senior roles

Collaborate with experienced professionals

Work on high-impact initiatives

Qualifications

• 6-7 years of experience in Banking & Financial Services as a Business Analyst.
• Strong expertise in loans and mortgages within digital banking.
• Ability to work effectively with cross-functional teams.

Responsibilities

• Gather, analyze, and document business requirements for digital banking platforms.
• Work on the loan and mortgage lifecycle with stakeholders.
• Translate business needs into functional specifications and user stories.

Skills

Digital banking expertise

Stakeholder management

Agile / Scrum experience

Communication skills

Job description

About the Company

Aligned with Saudi Arabia's Vision 2030, we harness the Kingdom's rapidly developing talent and technological advancements to support economic diversification and drive industry transformation through cutting-edge AI, computer vision, and automation. Our solutions are strategically designed to empower startups and enterprises with a competitive edge by leveraging local talent and infrastructure, advancing the region's human capital development. Through ethical innovation and transparency-focused partnerships, we actively contribute to the Kingdom's ambitious objectives, championing a high-tech, sustainable future.

About the Role

We are looking for a Senior Business Analyst - Digital Banking (Loans & Mortgages) with 6‑7 years of experience in the banking and financial services domain. The ideal candidate will have strong expertise in digital banking platforms, particularly across loan and mortgage lifecycles, and will work closely with business and technology stakeholders to deliver compliant, customer‑centric digital solutions. Arabic‑speaking candidates are preferred.

Key Responsibilities

• Gather, analyze, and document business requirements for digital banking platforms
• Work closely with stakeholders across the loan and mortgage lifecycle, including origination, underwriting, servicing, and collections
• Translate business needs into functional specifications, BRDs, and user stories
• Support product owners, delivery teams, and other stakeholders throughout the SDLC
• Ensure regulatory, compliance, and operational requirements are incorporated into solution design
• Participate in workshops and stakeholder discussions to ensure clarity, alignment, and solution accuracy

Requirements

• 6‑7 years of experience as a Business Analyst within Banking & Financial Services
• Strong experience in digital banking, with a focus on loans and mortgages
• Solid understanding of retail banking processes and customer journeys
• Experience working in Agile / Scrum environments
• Strong communication, documentation, and stakeholder management skills
• Ability to work effectively with cross‑functional business and technology teams
• Arabic‑speaking capability is required/preferred

Benefits

• Work on high‑impact digital banking transformation initiatives
• Gain exposure to modern loan and mortgage platforms and customer‑centric digital journeys
• Collaborate with experienced professionals across banking, technology, and product teams
• Opportunity to grow into senior roles in business analysis, product ownership, or digital transformation
• Be part of a culture that values quality, innovation, and continuous learning

Why Join Us

• Work on high‑impact digital banking transformation initiatives
• Gain exposure to modern loan and mortgage platforms and customer‑centric digital journeys
• Collaborate with experienced professionals across banking, technology, and product teams
• Opportunity to grow into senior roles in business analysis, product ownership, or digital transformation
• Be part of a culture that values quality, innovation, and continuous learning

Disclaimer

CodeNinja is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, and performance. Female and minorities are strongly encouraged and preferred to apply for the role.