Chief Compliance Officer – Tensec Mexico

Tensec; Monterrey; Híbrido; MXN 600,000 - 800,000; Jornada completa

Descripción de la vacante

Tensec busca un Chief Compliance Officer (CCO) para liderar el desarrollo y supervisión del programa de cumplimiento en México. Este rol incluye gestionar el cumplimiento regulatorio, innovar procesos mediante AI y servir como contacto principal para otros mercados. El candidato ideal tiene más de 5 años de experiencia en cumplimiento, habilidades en comunicación en español e inglés, y está motivado por la implementación de soluciones de automatización en el ámbito del cumplimiento. Será un puesto híbrido en Monterrey con oportunidades de crecimiento profesional y desarrollo personal.

Servicios

Compensación competitiva y participación en acciones

Oportunidades de crecimiento profesional

Seguro de salud

Tiempo libre pagado

Formación

• Experiencia mínima de 5 años como CCO o auditor senior en una institución financiera regulada.
• Conocimiento sólido de AML/CFT, KYC/KYB, y manejo de tecnología de cumplimiento.
• Habilidades de comunicación en español e inglés; portugués es un plus.

Responsabilidades

• Supervisar y gestionar el cumplimiento regulatorio bajo la licencia de Tensec México.
• Actuar como contacto principal de cumplimiento para el programa global de Tensec.
• Coordinar los procesos de alineación de cumplimiento en México, EE.UU. y Brasil.

Conocimientos

Pensamiento estratégico

Comunicación

Relaciones interpersonales

Atención al detalle

Orientación al cliente

Educación

Licenciatura en Derecho, Finanzas, Negocios o campo relacionado

Herramientas

ComplyAdvantage

Descripción del empleo

About Tensec

Tensec is a high-growth, AI-native financial technology company providing global transaction banking and FX services to small and medium-sized businesses. We operate in multiple international markets, including the U.S. and Brazil, and are expanding our Mexican operations, where we will hold a Transmisor de Dinero license issued by the Comisión Nacional Bancaria y de Valores (CNBV) when this role is filled. Our mission is to deliver inclusive, cross-border financial services with transparency, regulatory integrity, and a customer-centric design powered by cutting-edge AI capabilities.

We design our operations with automation and intelligent systems at the core, and we expect every leader to embrace AI as a driver of efficiency, compliance, and customer satisfaction.

About The Role

Tensec is seeking a skilled and experienced Chief Compliance Officer (CCO) - Mexico to lead the development, implementation, and oversight of the compliance program for Tensec México. The CCO will oversee and manage regulatory compliance on an ongoing basis under Tensec México’s active CNBV license. This individual will serve as the designated Oficial de Cumplimiento, acting as the primary point of contact for the CNBV and leading day-to-day compliance operations in Mexico.

In addition to local responsibilities, the CCO will serve as the key compliance contact for Tensec’s overall global compliance program, coordinating with our banking and financial partners in all markets where Tensec operates, including Mexico, the U.S., and Brazil. This role will ensure consistent communication of our global compliance framework, harmonize regulatory approaches across jurisdictions, and foster strong relationships with external partners to maintain operational and regulatory alignment.

Because Tensec is an AI-native company, this leader must be passionate about applying AI to compliance — identifying manual processes that can be automated, collaborating with product and engineering teams to deploy AI agents, and driving the development of a best-in-class AI-powered compliance program that enhances risk detection, monitoring, and reporting while maintaining regulatory precision.

While the title and license scope remain tied to Tensec Mexico, the CCO will also play a critical global-facing role, interfacing with compliance vendors and supporting our multi-country regulatory strategy.

This is a senior-level position for a compliance professional with strong judgment, cross-border experience, and the ability to lead both locally and within a distributed international context.

Location: Monterrey (Hybrid)

Positions in our hubs are hybrid and include core working days of Tuesday and Wednesday in the office. We provide flexible work options based on distance from our hubs. Tensec believes in the power of face-to-face, personal connection. As a result, we prioritize in-person candidates.

Key Responsibilities

• CNBV Compliance (Mexico)
• Serve as the designated Oficial de Cumplimiento for Tensec Mexico under its CNBV license.
• Maintain and enhance the AML/CFT compliance program in accordance with CNBV and UIF guidelines.
• Oversee all interactions with Mexican regulators, including examinations, audits, and reporting obligations.
• Supervise compliance training, internal testing, and remediation plans.
• Global Compliance Coordination
• Act as the primary compliance contact for Tensec’s global compliance program.
• Coordinate compliance communication and oversight with banking and financial partners in Mexico, the U.S., and Brazil.
• Ensure alignment of compliance processes, reporting, and controls across all operating jurisdictions.
• Represent Tensec’s global compliance approach to external stakeholders and regulators.
• AI-Driven Compliance Innovation
• Continuously evaluate compliance processes to identify opportunities for automation and AI agent integration.
• Collaborate with internal AI, product, and engineering teams to design and deploy AI tools that improve efficiency, accuracy, and scalability of compliance operations.
• Lead initiatives to create AI-powered risk scoring, transaction monitoring, and regulatory reporting solutions.
• Stay current on AI trends, tools, and regulatory considerations related to artificial intelligence in compliance.
• Vendor & Partner Management
• Work closely with Tensec’s local compliance experts to ensure Tensec’s overall compliance program continues to be best in class.
• Support the integration and monitoring of compliance technology solutions, including ComplyAdvantage, Niva, IDWall, BigDataCorp, Sardine, Middesk, and working closely with the compliance experts in the U.S. and Mexico.
• Regulatory Compliance & Risk Management
• Ensure strict adherence to all local regulatory and legal requirements, including AML, KYC, and data privacy regulations.
• Maintain proactive relationships with local regulatory bodies and ensure timely reporting and compliance audits.
• Implement robust risk management frameworks to safeguard the company’s operations and reputation.
• Team Leadership & Culture Building
• Build, develop, and lead a high-performing, diverse, and motivated team across functions such as sales, operations, compliance, and customer support.
• Foster a culture of accountability, innovation, and customer-centricity within the organization.
• Actively mentor and develop leadership talent within the country team to ensure a strong succession pipeline.

Qualifications

• 5+ years of experience as a CCO or senior compliance officer in a regulated financial institution, fintech, or money services business.
• Proven track record working with the CNBV and acting or qualifying as an Oficial de Cumplimiento.
• Must hold or be eligible for the CNBV certification required for money transmitter.
• Experience interfacing with international banking partners and regulators, particularly in Brazil and the United States.
• Strong knowledge of AML/CFT, KYC/KYB, sanctions screening, and transaction monitoring.
• Demonstrated passion for AI in compliance, with experience identifying and implementing automation solutions.
• Experience managing compliance technology solutions (ComplyAdvantage preferred) and third-party vendors.
• Excellent written and oral communication skills in Spanish and English; Portuguese is a strong plus.
• Bachelor’s degree in Law, Finance, Business, or related field; CAMS or equivalent certification preferred.

Skills

• Strategic thinker with the ability to translate a vision into actionable goals.
• Excellent communication, negotiation, and relationship-building abilities.
• Detail-oriented with a high level of accuracy.
• Customer-focused with a commitment to providing high-quality service.

Work Environment

• This role may require occasional travel between the US and Mexico.
• Ability to work flexible hours to accommodate different time zones.

What we offer

• A leadership role in a licensed fintech operation with both local and international impact.
• Collaborative, global work environment with high ethical standards.
• Competitive compensation and equity participation. Our rewards philosophy includes fair, equitable, geo-based compensation that is performance- and potential-based. Our compensation packages are competitive based on robust market research and are a combination of a cash salary, equity, and benefits.
• Opportunities for professional growth and cross-border leadership exposure. Tensec is a developmental organization. We are organized around the simple but radical conviction that we will best prosper as a company when we are collectively aligned with our people’s professional growth, and we weave our people’s development into the daily fabric of our operations. We will invest and expect you to dedicate time to coach, mentor and be mentored and to technical subjects and courses of use to your professional growth.
• Paid time off every year.
• Health insurance.
• Stipend to use towards your personal professional development.
• Team meetups and events.

Tensec is a diverse and inclusive company committed to growing a diverse and inclusive team. We invite people of all backgrounds and identities to apply.

About Tensec

Tensec founders have driven startups from foundation to exit, built decacorns, and led global teams at companies such as PayPal, Credit Karma, Facebook, Goldman Sachs, Visa, Mastercard, and American Express. We’re putting together a world-class team to disrupt the $50 trillion cross-border b2b financial services industry by providing SMBs the financial strength to participate and win in the global economy.

We believe that successful companies and teams are directly correlated to a company's cultural DNA. At Tensec, we make a deliberate effort to create values and foster a culture able to unleash both human and organizational potential. We strongly believe that the best business results derive from teams that have a strong identification with a mission, push themselves to the edge, and love what they do.

The Tensec team is diverse and global, with members in New York, Palo Alto, Sao Paulo, and Mexico City. We are funded by top venture capital firms such as Costanoa Ventures, Montage Ventures, Quiet Capital, Ignia Partners, Endeavor, and Cambrian Ventures.