Corporate Credit Risk Associate

BBVA; Italia; In loco; EUR 50.000 - 70.000; Tempo pieno

Descrizione del lavoro

A leading financial institution in Italy is seeking a Corporate Credit Risk Associate to support credit analysis and approval processes. The successful candidate will monitor client financial performance, ensure compliance with lending policies, and produce risk exposure reports. Applicants should have a degree in Finance or related fields, around 3 years of experience in credit risk management, and strong communication skills in Spanish. A proactive approach and teamwork abilities are essential for this role.

Competenze

• At least 3 years of work experience in corporate credit risk management or corporate investment banking.
• Strong financial background and analytical capabilities.
• Excellent verbal and written communication skills in Spanish.

Mansioni

• Assist management in performing credit analysis and credit approval.
• Monitor exposures to risk and produce detailed reports.
• Evaluate risk drivers and stressed scenarios.

Conoscenze

Financial analysis

Credit risk management

Data management

Analytical capabilities

Teamwork

Formazione

Degree in Finance, Economics, Business, Accounting or Engineering

Descrizione del lavoro

Join to apply for the Corporate Credit Risk Associate role at BBVA

The Corporate Credit Risk unit at BBVA Milano is an integral part of the Global Risk Management – EMEA team. Its main function is to deliver best‑in‑class credit analysis of corporate clients, monitoring the local portfolio and ensuring the safety and soundness of wholesale lending through risk policy management.

About the role

As a Corporate Credit Risk Associate you will be responsible for:

• Assist management in performing credit analysis and credit approval.
• Work in relationship with the bankers to make informed decisions through an understanding of the credit, structure and profitability features of each client.
• Monitoring and producing reports detailing exposures to risk.
• Yearly monitoring of client’s financial performance: analysis of financial statements and sector overview.
• Identification of risk drivers and evaluation of stressed scenarios.
• Assessment and analysis risk ratings on an ongoing and timely basis.
• Ongoing monitoring of the exposure for assigned clients and ensuring compliance with all terms & conditions.
• Admission of operations and FP management according to the policies and guidelines authorized.
• Ensuring the timely and accurate submission of credit approval documentation.

What are we looking for?

Previous experience and technical knowledge:

• Degree in Finance, Economics, Business, Accounting or Engineering from a top business or engineering school.
• At least 3 years work experience in corporate credit risk management or corporate investment banking.
• Overview of Investment Banking products.
• Understand the financing strategy and sectors of major Italian companies.
• Strong financial background, analytical capabilities.
• Ability to work in a team including interacting with teams located in other locations. Ability to take initiative leading progressively to autonomy on some specific tasks.
• Data management skills (access, mining and reporting).

Languages:

• Excellent verbal and written communication skills in Spanish.
• Italian and/or English knowledge is highly valued.

Soft‑skills:

• Strong inter‑personal and verbal communication skills. Should be at ease in communicating with internal and external stakeholders within risk management and other divisions.
• Strong organization and time management skills. Able to work under time pressure.
• Strong problem solving and decision‑making skills.
• Highly motivated and proactive individual with ethical values who takes initiative and ownership, eager to contribute and grow within the team, client‑oriented, out‑of‑the‑box thinker with strong judgment and emotional intelligence.