Credit Risk Manager

Shipper; Jakarta Utara; On-site; IDR 503.778.000 - 839.631.000; Full time

Job summary

A growing technology company in Jakarta is seeking an experienced Credit Analyst. In this role, you will evaluate borrowers' creditworthiness, prepare structured credit recommendations, and monitor loan portfolios for risk management. The ideal candidate should have 3–4 years of experience in financial institutions, strong analytical capabilities, and proficiency in Excel or Google Sheets. This position offers the chance to make an impact while working in a dynamic team environment.

Qualifications

• Minimum 3–4 years of experience as a Credit Analyst or in Risk Management.
• Strong understanding of credit risk assessment principles.
• Proficient in data analysis using Excel or Google Sheets.

Responsibilities

• Evaluate borrower’s creditworthiness through financial statements.
• Prepare structured credit recommendations for the Credit Committee.
• Monitor loan portfolio performance including DPD and NPL.
• Provide early warning analysis on potential risks.
• Develop monthly credit risk reports.

Skills

Credit analysis

Financial statements understanding

Data analysis (Excel/GSheet)

Communication skills

Detail-oriented

Job description

What is Shipper

Shipper is a growing technology company based in Jakarta. We provide well‑rounded logistics solutions for businesses of all sizes, offering services such as First‑Mile Pickup and Delivery, Fulfillment/Warehouse Management, and Cross‑Border shipping services. We are financially supported by eminent investors, including Naspers, Floodgate, Y Combinator, Lightspeed Ventures Partners, Insignia Ventures Partners, DST Global Partners, and Sequoia Capital India.

Why Join Shipper

An opportunity to build the next unicorn and world with some of the smartest people in their fields and specialties, while also creating an impact by supporting small sellers and micro‑entrepreneurs across the nation.

Job Responsibilities

• Evaluate borrower’s creditworthiness through financial statements, bank accounts, legal documents, and collateral.
• Prepare structured credit recommendations for the Credit Committee.
• Monitor loan portfolio performance, including DPD, NPL, and restructuring trends.
• Provide early warning analysis on potential risks and coordinate with Collection and RM teams for follow‑ups.
• Develop monthly credit risk reports covering loan composition, portfolio quality, and borrower performance.
• Support company self‑assessment on risk management and governance.

Qualifications

• Minimum 3–4 years of experience as a Credit Analyst, Risk Management, or Portfolio Monitoring in financial institutions (Bank or Fintech P2P lending).
• Strong understanding of financial statements, cash flow analysis, and credit risk assessment principles.
• Proficient in Excel or GSheet for data analysis and reporting.
• Detail‑oriented with strong analytical skills, integrity, and accountability.
• Excellent communication skills, problem‑solving mindset, and ability to work cross‑functionally.

Location: South Jakarta, Jakarta, ID.