Credit Data MIS Analyst

PT Mitrausaha Indonesia Grup; Daerah Khusus Ibukota Jakarta; On-site; IDR 100.000.000 - 200.000.000; Full time

Job summary

A leading financial services company is seeking a skilled professional for their Credit Data and MIS team to monitor portfolio quality and provide actionable insights. The role requires a Bachelor’s Degree with 6-8 years of experience in credit risk analytics and strong knowledge of SQL and Python. Benefits include flexible working hours, medical benefits, and wellness initiatives.

Benefits

Flexible paid vacations

Medical benefits

Mental health and wellness support

Tech support including company laptop

Qualifications

• 6-8 years of experience in credit risk analytics.
• Familiar with local regulations in the ASEAN region.
• Strong numerical and analytical skills.

Responsibilities

• Create the credit monitoring framework for all portfolios.
• Regular monitoring of portfolio quality and recommend corrective actions.
• Support the development of credit scorecards and risk models.

Skills

Credit risk analytics

SQL

Python

Data analysis

MS Excel

Communication skills

Interpersonal skills

Education

Bachelor’s Degree in Statistics/Engineering/Analytics

Job description

Funding Societies | Modalku is the largest SME digital finance platform in Southeast Asia. We are licensed and operating in Singapore, Indonesia, Thailand, Malaysia and Vietnam, and backed by Sequoia India (Peak XV), Softbank Vision Fund, Khazanah and SMBC bank amongst many others. Funding Societies | Modalku provides business financing to small and medium‑sized enterprises (SMEs), which is funded by individual and institutional investors, as well as payments solutions to SMEs and consumers.

Here at Funding Societies | Modalku we live by our core values GETFS:

• Grow Relentlessly: Strive to become our best, most authentic selves.
• Enable Teamwork, Disable Politics: Only by forging togetherness, we help each other succeed.
• Test Measure Act: Stay curious and reinvent ourselves, through innovation and experimentation.
• Focus on Impact: Create impact through bias for action and tangible results.
• Serve with Obsession: Build win‑win relationships for the long‑term by having a customer obsession.

About the job

A critical hire for our Credit Data ad MIS team, you will report to the Regional Head of Credit Risk and work closely with country credit teams to monitor and analyse portfolio quality and provide recommendations for improvement and execution.

Your tasks are to:

• Create the credit monitoring framework for all portfolios for different markets
• Regular monitoring of portfolio quality and recommend corrective actions
• Maintain data accuracy and integrity for all monitoring and tracking reports
• Support the development of credit scorecards and risk models in collaboration with data science team
• Work closely with credit risk, operations, finance and business teams to provide actionable insights
• Regular and timely updates to senior management including the Risk Committees
• Handle stakeholder queries on matters related to credit data and reports

Qualifications

• Have a Bachelor’s Degree or above in Statistics/Engineering/Analytics or similar from a University
• At least 6-8 years of experience in credit risk analytics
• Familiar with local regulations and data landscape in the ASEAN regiontrong numerical and analytical skills
• Strong knowledge of SQL, Python and ability to work with large amounts of data
• Good working knowledge of MS Excel will be an added advantage
• Strong communication and interpersonal skills
• Ability to work in a fast‑paced evolving environment with a steep learning curve

Benefits

• Time off – We would love you to take time off to rest and rejuvenate. We offer flexible paid vacations as well as many other observed holidays by country. We also like to have our people take a day off for special days like birthdays and work anniversaries.
• Flexible working – We believe in giving back the control of work & life to our people. We trust our people and love to provide the space to accommodate each and everyone's working style and personal life.
• Medical benefits – We offer health insurance coverage for our employees and dependents. Our people focus on our mission knowing we have their backs for their loved ones too.
• Mental health and wellness – We understand that our team productivity is directly linked to our mental and physical health. Hence we organize org‑wide fitness initiatives and engage partners to provide well‑being coaching.
• Tech support – We provide a company laptop for our employees and the best possible support for the right equipment/tools to enable high productivity

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