Credit Analyst (Palembang)

PT Hino Finance Indonesia; Palembang; On-site; IDR 100.000.000 - 200.000.000; Full time

Job summary

A leading vehicle finance company in Palembang seeks an analytical and detail-oriented candidate to analyze financial data for lease applications. The position requires a Bachelor's degree in Economics or Industrial Engineering and offers opportunities for fresh graduates or those with limited experience. Strong problem-solving and communication skills are essential, as well as proficiency in English. This role offers a chance to contribute to the company's mission of delivering top financial solutions.

Qualifications

• Bachelor's degree, preferably in Economics or Industrial Engineering.
• Fresh graduate or maximum 2 years of experience.
• Strong analytical thinking.

Responsibilities

• Analyze financial data for lease application proposals.
• Check validity & accuracy of customers’ data.
• Provide recommended terms for lease applications.

Skills

Analytical thinking

Interest in financial data

Communication skills

Problem-solving skills

Proficiency in English

Education

Bachelor's degree in Economics or Industrial Engineering

Job description

Responsibilities

Analyze all financial data for lease application proposals and check the validity & accuracy of customers’ data (minimum 5 C’s of Credit), including calculating financial ratios.

Provide recommended terms and conditions for the lease application.

Qualifications

• Bachelor’s degree, preferably in Economics or Industrial Engineering
• Fresh graduate or maximum 2 years of experience
• Strong analytical thinking
• Interest working with numbers, financial statements, or other financial data
• Good communication and presentation skills
• Excellent problem‑solving skills
• Good proficiency in English (writing & speaking)

About PT Hino Finance Indonesia (HFI)

PT Hino Finance Indonesia (HFI) was established on 14th July 2014 as a joint venture among Indomobil Group, Hino Motors Ltd, and Sumitomo Corporation Group. We are a company engaged in Hino brand vehicle financing and are committed to providing the best service for our customers across Indonesia.

Our vision is to be the leading, sustainable, and innovative financial partner for Hino, and to satisfy every stakeholder. Our mission is to enrich people’s lives and transportation systems by creating and delivering the best financial solutions and services.

Location: Palembang, South Sumatra, ID