Analyst, Business Risk Management

MUFG Americas; Daerah Khusus Ibukota Jakarta; On-site; IDR 200.000.000 - 300.000.000; Full time

Job summary

A leading financial group in Jakarta seeks a candidate to conduct stressed and distress loan handling and credit analysis. Responsibilities include preparing restructuring proposals and managing communication with departments and clients. The ideal applicant will have strong skills in credit analysis, problem-solving, and stakeholder management, along with a relevant degree. Join the team and play a vital role in ensuring the financial integrity and growth of our portfolio.

Qualifications

• Ability to conduct credit portfolio analysis.
• Strong skills in identifying problem loans.
• Experience in financial advisory or restructuring.

Responsibilities

• Conduct Early Warning mechanism for the bank's portfolio.
• Prepare restructuring credit proposals with scenario analysis.
• Collaborate with various departments to gather information.
• Conduct regular portfolio analysis to identify problem assets.
• Communicate with customers to obtain their financial status.

Skills

Credit analysis

Communication skills

Problem-solving

Stakeholder management

Education

Bachelor’s degree in finance, economics or related field

Job description

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

Purpose of the Job

Responsible to conduct stressed and distress loan handling, identify potential problem loans through monitoring of early warning indicator, conduct credit portfolio credit analysis and deep dive exercise. Responsible for material preparation and attend ‘watch list’ call meeting.

Primary Responsibilities

• Conduct Early Warning mechanism toward bank's portfolio and individual borrowers. Develop recommendations for continuous improvement and support any departmental project or initiatives implementation.
• Prepare restructuring credit proposal with justified option analysis, liquidation scenario and projection analysis.
• Work in partnership with various departments inside and outside Global Corporate (legal counsel, independent financial advisor, auditors, etc) to collect information, credit discussion, restructuring plan, syndication lenders meeting in order to compose acceptable restructuring proposal to the bank.
• Conduct regular portfolio analysis and deep dive exercise to identify potential problem assets in order to avoid potential Non Performing Loan in a timely manner.
• Handle direct communication with the customers (if necessary) and obtain their financial condition within the scope of credit risk analysis judgment and promoting our Bank’s products and services.

Mitsubishi UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organiser fit, regardless of race, religion or gender.