Investment Banking Analyst jobs in United States

TRANSACTION BANKING (TxB)

Transaction Banking aims to provide comprehensive cash management solutions for corporations. Transaction Banking combines the strength and heritage of a 150-year-old financial institution with the agility and entrepreneurial spirit of a tech start-up. Our goal is to provide the best client experience. Through the use of modern technologies centered on data and analytics, we provide customers with powerful tools that are grounded in value, transparency and simplicity to improve cash flow management efficiency.

ROLE OVERVIEW

The Payments Product Manager role is responsible for defining and implementing the Payments Product business strategy. Working closely with all Transaction Banking teams including Operations, Engineering and Coverage to implement and manage core payment rails and develop innovative new payment solutions to meet client needs. The role requires a deep understanding of Corporate payments and payment rails integration including cross border/cross currency solutions as well as connectivity and integration solutions for corporate ERP and Treasury Workstations. Understanding of client challenges/opportunities and industry trends will be required as inputs into the Payments strategic product roadmap.

RESPONSIBILITIES

• Execute against payments product strategy and Transaction Banking's high growth objectives
• End-to-end product management support for UK and European payments team
• Drive commercialization objectives through partnership across product, coverage, operations, and service
• Work directly with Transaction Banking Coverage teams and Clients to understand their needs and assist with solution design and implementation
• Develop and nurture collaborative working relationships with key internal partners including business teams, various product teams, and enterprise technology organizations

EXPERIENCE REQUIRED

• Experience in one or more of the following payment rails; SWIFT, FPS, CHAPS, BACS, SEPA, SEPA Instant, TARGET2, and cross-border cross currencies
• Excellent organizational, time management and planning skills with a track record of balancing multiple initiatives across ad hoc and project-based activities
• Mission Driven: Must be a strong believer in the team and mission
• Inclusive Culture: Considerate to the cultural differences of team
• Forward thinking: Anticipation of organizational needs for efficiency
• Ability to generate ideas, identify and drive the development of new business

Basic Qualifications:

• 2+ years of Treasury/Cash Management product management/development or engineering/operations experience, with a focus on end-to-end payments process including cross-border, cross-currency solutions
• Experience in one or more of the following payment rails; SWIFT, FPS, CHAPS, BACS, SEPA, SEPA Instant, TARGET2, and cross-border cross currencies
• Experience in JIRA to define epics, stories and test cases for new requirements. Ability to execute test cases
• Experience working with Engineering teams to implement new payment rails and solutions
• Track record of supporting coverage with client needs identification, solution recommendations, RfP responses and pricing
• Support coverage in delivering product demos and best and final solution presentations (over phone or in-person)
• Provide training and support to client service, operations and coverage and business partners on new payments product capabilities
• Contribute input into marketing strategy and communications plans

Preferred Qualifications:

• Hands on experience of agile development in a Product Owner role including writing epics, stories and test cases
• Knowledge of cash management services and products including collections, payments, account structures, liquidity management, and virtual accounts
• Strong payments industry knowledge; consultative background around complex solutions
• Technical expertise and experience of ISO 20022 and SWIFT standards across payments and cash management domains
• Experience of ownership and completion of UAT testing of payments systems
• Ability to understand and articulate customer needs and turn requirements into actionable solutions
• Ability to mobilize internal networks and resources
• Strong working relationships with clients, colleagues and cross-functional partners
• Desirable to have Channels products knowledge including; internet, host-host, API, SWIFT and mobile channels
• Desirable to have working knowledge of key ERP (AP, AR and Treasury) functions and Treasury Management Systems (TMS)

ABOUT GOLDMAN SACHS

At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.

We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at

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Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law.